Bank accounts (0)

Sarnased õppematerjalid

16

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Basic banking

5. Financial Institutions and Services Objectives and Outcomes To give overview of main players. 5.1. Introduction It is common to distinguish between monetary financial institutions (MFIs) and other financial intermediaries. The distinction is based on the functions of institutions ­ institutions in the first group (MFIs) play important role in the process of money creation in modern economies. European Central Bank (ECB) describes Monetary financial institutions as including national central banks (and also ECB in the euro area), credit institutions and non-credit institutions which receive deposits from general public (individuals and non-MFI firms) and grant credit and/or invest in securities. Major non-credit MFIs in Europe are money market funds. Credit institutions are defined in the directive 1 relating to the taking up and pursuit of the business of credit institutions as:

Raha ja pangandus

5

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Inglise keele sõnad ADVERTISING

3. data mining ­ it reveales patterns in customer behaviour 4. CRM technology - it supports a CRM strategy by gathering, storing and analysing customer data. 5. Watchdogs ­ Customer protection group who are concerned about the gathering and storing of large quantities of customer information. 6. encrypt the information ­ private data is encrypt to a secret code and the information is no longer available to others MONEY-BUYING, SELLING AND PAYING 1. current account ­ where you pay in your salary and the withdraw money and pay your every day bills. 2. bank statement ­ regular notis on how mutch money you have on your account. 3. savings account ­ it where you deposit any extra money that you have and only take money out when you really need it. 4. be in the red ­ when you account is overdrawn, you can be said to be in red. You have money but you owe it to the bank 5

Inglise keel

106

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Business peciliarities in Ukraine and Bealrus

Odesa (Odessa) ­ 1 million. Zaporizhzhya (Zaporozhye) ­ 0.8 million. 5  GDP growth, %: 1.0 (2013 forecast EBRD ­ downward revision from previously projected 2.5%). Official language: Ukrainian (although Russian is widely used in business communication). Currency: Hryvnya (UAH). Government type: republic. Membership: the United Nations, the International Monetary Fund (IMF), the World Bank, the European Bank for Reconstruction and Development (EBRD), the World Trade Organization (WTO), etc. Ukraine is bordered by Russia in the east, the Black Sea in the south, Moldova, Romania, Hungary, Slovakia and Poland in the west, and Belarus in the north. The country is rich in mineral resources: iron ore, coal, manganese, natural gas (shale ­ costly and dangerous to extract), oil, sulfur, graphite, titanium, magnesium, kaolin, nickel, mercury, timber and others.

Inglise keel

55

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Business peculiarities in Russia

........................................................................................ 45 7. ACCOUNTING ............................................................................................................................ 49 7.1 Levels of the system of accounting regulation in the Russian Federation ................................ 49 7.2. The Federal Law "On Accounting" ............................................................................................ 51 7.3. Chart of accounts and other documents .............................................................................. 52 7.4. Russian tax system ................................................................................................................ 53 7.5. Banking system in Russia....................................................................................................... 53 ABOUT TRADERUN PROGRAMME..............................................................................................

Inglise keel

10

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BUSINESS VOCABULARY

HOW COMPANIES ADVERTISE 1. Word-of-mouth advertising - is when people tell (in a good way) their family or/and friends about products or services that they have bought and used. 2. Institutional or prestige advertising - tries to develop goodwill for a company rather than to sell a specific product. 3. Advertising agencies - agencies which are working on planning, creating and handling advertising for companies 4. An account - advertising contract 5. An advertising budget - amount of money that company is ready to give for advertising 6. A brief - list or statement of the objectives of the advertising 7. An advertising campaign - series of advertisements of a one product of company 8. Media planners - people who decide on which media to place ads, how many people they need and want to reach and so on 9. The threshold effect - the high point of advertising when it becomes effective and starts to give a result 10

Inglise keel

2

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Unit 5-6 sõnavara

Illiberal- mittetahtlik Incomplete-mittetäielik Denmark- Danish USA- English Greece- Greek Norway- Norwegian Britain- English Italy- Italian France- French Turkey- Turkish Sweden- Swedish Holland- Dutch Portugal- Portuguese Spain- Spanish Russia- Russian Finland- Finnish Germany- German  UNIT6 The bank of England- keskpank, central bank Commercial bank- clearing bank Merchant banks- äripank- specialise in services for companies Regular payment- direct debit Salary- palk, money your employer pays you every month Net- neto, the amount that remains after everything else has been deducted Wages- palk, money you make when you work, usually paid weekly, in cash Routine- tavapärane, ordinary and boring Cost- maksma Stirling- the currency unit of United Kingdom

Inglise keel

10

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CRITISIM ABOUT IMF AND WORLD BANK

TALLINNA ÜLIKOOL POLITICAL SCIENCE AND GOVERNMENT INSTITUTE ANNELI PALM CRITISIM ABOUT IMF AND WORLD BANK INTERNATIONAL POLITICAL ECONOMY (RIR6032/RIR6004) ESSAY 2014 Contents TALLINNA ÜLIKOOL.............................................................................................. 1 Introduction............................................................................................................ 3 Basic of liberalism.................................................................................................. 4

Inglise keel

7

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Identiteedivargus

This can range from non- technological to technological schemes. The following is a listing of just some of the most common methods identity criminals have been known to use for obtaining your personal identifiable information. Dumpster diving Dumpster diving occurs when someone goes through someone else's garbage to obtain personal identifiable information off items found in the trash, such as credit card bills, utility bills, medical insurance, and bank statements.[4] Mail Theft Mail theft occurs when someone targets your mailbox and removes mail that has pertinent information on it. As in dumpster diving, a thief can take your credit card bills, bank statements; anything that can be used to steal your identity.[4] Social Engineering Social engineering is the practice of someone either in person, over the telephone, or computer, uses means to deceive someone else into divulging sensitive information.[5] Shoulder surfing

Inglise keel

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