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"finance" - 170 õppematerjali

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Insurance

INSURANCE Insurance- is protection against possible ginance losses Insurance premiums- regular payments, that individuals, comp and org can make. Insurance policy- a contract with insurance company. The contract promises that the company will pay if you suffer loss on damage to property , or sickness or personal injury. Insurer- is a insurance company. You make a contract with. Insure against- to protect you from.. . *theft- someone stealing their goods or possessions(omamine, haldus) * damage from fire or other natural disasters (floods, hurricanes, earthquakes) Make a claim- if the property is stolen or damaged, the perso who is isured makes a claim- reguests compensation - from the insurer. Indemnify or compensate- hüvitus- to pay an amount of money equivalent to the loss. Equivalent- võrdväärne Insurance brokers- kindl maakler- people who searched for insurance at the lowest cost Agents- p...

Inglise keel
8 allalaadimist
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Taxation

TAXATION To tax- maksu võtma kelleltki (riigimaksu) Taxation- maksustamine, maksundus Primary fonction of taxation- To collect money to government expenditures. Direct tax- are collected by the government from the income of individuals and businesses. Indirect tax- are levied on the production or sale of goods and services. They are included in the price paid by the final purchase. Business profits are generally taxed twice- After the company pays tax on its profits, the shareholders pay income tax on any dividends recieved from these profits. Progressive tax- people with higher incomes pay a higher rate of tax than people with lower incomes. Proportional- tax that is imposed at a fixed rate. Regressive tax- (direct taxes are usually) ­ people with a lower income pay a proportionally greater part of their income than people with a higher income. Indirect taxes are slightly regressive- peopl...

Inglise keel
13 allalaadimist
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Austraalia peamised tööstusharud inglise keeles

Main industries Industry • Mining • Manufacturing • Agriculture • Services • Finance • Tourism • Media • Education Mining • Queensland, New South Wales and Victoria •  world's leading coal exporter •  the second largest diamond mine in the World Agriculture • major agricultural producer and exporter • There are three main zones • Wide variety of fruits, vegetables and nuts • The beef industry Manufacturing •  peaked in the 1960s • In 2004–05, the manufacturing industry exported • Motor vehicles • Chemical industries...

Inglise keel
4 allalaadimist
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Presentation vocabulary

Performing the presentation Introducing yourself and your talk Greeting, name, position, opening formalities Good morning, ladies and gentlemen. Good afternoon, everyone. Good morning. My name's (...). I'm the new Finance Manager. Good morning. Let me start by saying just a few words about my own background. I started out in... Welcome to Standard Electronics. I know I've met some of you, but just for the benefit of those I haven't, my name's (...). It's very nice to see you all here today. I'm very pleased to be here. I'm glad you could all make it. Thanks for inviting me. Thank you (all) for coming. Title/Subject I'd like to talk (to you) today about ......

Inglise keel
100 allalaadimist
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Connecting Ideas Logically and Effectively

Why? How would you improve them? The induction courses have so far been the responsibility of the Personnel Administration Department. They could also be run by individual line departments. However, this would cause more disruption. The company might also lose some production. Therefore, line managers may refuse to cooperate. It has been decided to finance the construction of a further COC housing complex which will be located in the vicinity of the main offices and will provide extra accommodation for twenty families, but the 50% increase in manpower which is expected to have occurred by 2010 means that the company's provision of accommodation will still be inadequate, and so the proposal for COC to share the new Al Rumaithy Building with MEOC should still be considered. Discussion 2...

Inglise keel
52 allalaadimist
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Giving opinion

It's far more natural. So in what ways are they superior? .. Well, obviously in size. Everything's bigger. People have always liked dressing up. People just won't continue to accept editorial lines... which don't match up with their experience. Without doubt, television has a lot to answer for. There's no doubt that these large monopolies have a great deal of power. If we let them finance important developments such as digital television, you can be sure that they'll market technical devices which can only receive their own TV broadcasts. Well, there's no doubt that a proper understanding of their problems is needed before we can go much further. Surely, there are immediate things like food aid to countries hit by drought or famine Surely, most of these resorts would have bus services....

Inglise keel
41 allalaadimist
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Konspekt 2

ÕIGUS LOENGUMAPP ÕIGUSINSTITUUDI ÜLIÕPILASTELE TALLINN 1998 2 RETSENSEERIS: prof. EERIK - JUHAN TRUUVÄLI 3 SISUKORD Õppeainest 7 Skeem nr 1 8 TEEMA I. SOTSIAALSED NORMID, ÕIGUS JA ÕIGUSNORM 9 § 1. Sotsiaalsed normid 9 P.1. Sotsiaalsete normide mõiste ja põhitunnused 9 P.2. Sotsiaalsete normide funktsioonid 10 P.3. Sotsiaalsete normide liigid 11 3.1. Tavanormid 11 3.2. Moraa...

Õiguse entsüklopeedia
621 allalaadimist
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Topic - Great Britain

In order to make it easier to put the decisions taken into practice, each shire had to elect a number of knights to attend these meetings and report the decisions to the shires. The Hundred Year's War fought between France and England had a devastating effect on the English economy. The high taxation necessary to finance the war and the Black Death led to extreme hardships for the peasant class that there was a revolt. Although the peasants' revolt was soon put down, it lead to improved conditions for the peasant class and was the first step towards the ending of the feudal system in England. No sooner was the Hundred Year's War over than a long power struggle began for the English crown between two families the House of Lancaster and the House of York...

Inglise keel
27 allalaadimist
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Art Museum of Estonia

At the same time, the museum functions as a research centre for church art and architecture. Thus far, the main goals of the St. Nicholas' Church as a museum have been the exhibition and conservation of these works of art. In the course of the 20th century, a lot of mental energy, skills, and finance has been spent on restoration and conservation of the works of art exhibited there. These goals and the research must remain the priorities of the museum also in the future. The commission agreed that the art museum is the only competent institution to guarantee the fulfilment of these priorities. At the same time, it is obvious that the means of the museum are not sufficient enough to take care of the condition of the building, which is a monument under state protection...

Inglise keel
27 allalaadimist
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Word formation for advanced level

Chestnut honey provides quick and ............. relief.(EFFECT) 2. Come rain, wind or shine these snapdragons give a superb display over an ....................... long period. (EXCEPTION) 3. Dreaming of a beautiful home for your ........................... .(RETIRE)? Enjoy lifetime ownership of a luxury home for an ................. price.(AFFORD) 4. The post-war decline in beer ......................... was practically halted last year. (CONSUME) 5. Better is a dinner of herbs where love is, than a stalled ox and ..................therewith.(HATE) 6. In the first quarter of the 18th century people began to realise the ......................... of hygiene to public health.(IMPORTANT) 7. The ....................collapse of the Roman Empire lasted for nearly three hundred years before its final dissolution in AD 476.(GRADE) 8. Jamie's ....................of the night's events is hazy but the tabloids will re...

Inglise keel
53 allalaadimist
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Eesti keele õigekeel (silbitamine, välted jne)

Silbi ülesandeks on muuta häälikud kõnes kergesti hääldatavaks ja tajutavaks. Silbi tähtsaim osa on silbituum. Silbi tuumaks on täishäälik või täishäälikuühend. Silbi alguses ja lõpus saavad esineda ainult kaashäälikud. Lühikesel silbil Sales rep ­ müügiesindaja. Accountant - raamatupidaja. Finance ­ rahandus. Department ­ puudub lõpp ja tuumas on üks täishäälik. Pikad silbid on need, millel on osakond. Company ­ ettevõte. Receptionist ­ administraator. Occupation ­ elukutse. olemas silbi lõpp või mille tuumas on kaks täishäälikut. Silbipiir läheb Insurance ­ kindlustus. Division ­ jaotus. Conference ­ konverents, nõupidamine. geminaatsulghäälikuga sõnades geminaadi liikmete vahelt. Eesti keeles Manufacturing ­ tööstus, tootmis. Deputy ­ asetäitja...

Eesti keel
132 allalaadimist
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Brasiilia üldiseloomustus, riigi arengutase

BIS ( Bank for International Settlements) CCC ECLAC ( Economic Commission for Latin America and the Carribbean) FAO (Food and Agriculture Organization) G15 G19 G77 IADB ( Inter- American Developtment Bank) IAEA (International Atomic Energy Agency) IBRD ( International Bank for Reconstruction and Development) ICRM ( Institute of Certified Records Managers) ICAO ( International Civil Aviation Organization) IDA ( International Development Association ) IFC ( International Finance Corporation) ­ maailma panga liige IFRCS (International Federation of Red Cross and Red Crescent Societies) - on rahvusvaheline IHO ( International Hydrographic Organization) ­ Rahvusvaheline ILO ( International Labour Organizaiton) IMF ( International Monetary Fund) IMO ( International Maritime Organization) Interpol ­ Maailma suurim rahvusvaheline politsei organisatsioon IOM(vaatleja) ISO ( International Organization for Standardization) ­ maailma suurim arendaja ja kirjastaja...

Geograafia
71 allalaadimist
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Christopher Columbus

They met Columbus and said that they would look at his plans with their own navigators. In 1490 the Spanish navigators told the King and Queen that they thought Columbus had made some mistakes with his plans and they should not agree to the journey. During this time Columbus tried to interest the kings of France and England in his plans. They were not interested either. Then, in the summer of 1492, Queen Isabella suddenly agreed to finance the plan. If Columbus succeeded in reaching the East, he was to receive the Spanish noble title of don. He would also become admiral and ruler of all the lands discovered, and he would be entitled to one tenth of gold, silver, gems and spices found there. The tiny fleet consisted of three ships. Columbus himself commanded the flagship, the Santa Maria. She carried a crew of 40 men. The two other ships, the Niña and the Pinta, were smaller and together they had the crews of 50 men...

Inglise keel
7 allalaadimist
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War and peace

War and Peace 1) a) Couve de Murville's prediction was very correct. When the Americans withdrawed all of their offers to help Nasser nationalised the Suez canal so that he could use the it's revenues to finance the Aswan High Dam. b) When Nasser nationalised the canal the Brits and the French were outraged because they were the main financiers and shareholders of the Suez Canal. They wanted Nasser destroyed and removed.By August 1956 the British and the French were holding meetings to discuss a possible seizure of the Suez canal by force. The French wanted the Israelis to join their side but it would have been a problem because the Brits had a treaty with Jordan. However, when they found out that...

Ajalugu
10 allalaadimist
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Finatsraamatupidamine

3 1. Rahvusvahelised arvestusmudelid...................................................................................... 3 2. Raamatupidamisarvestuse rahvusvaheline harmoniseerimine ja standardiseerimine.........4 II RAAMATUPIDAMISES KASUTATAVAD ARVESTUSMEETODID..............................8 3. Ostjatelt laekumata arvete hindamise meetodid..................................................................8 4.Varude arvestuse meetodid ......................................................................................... 11 5. Materiaaalse põhivara soetusmaksumuse mahaarvestuse e. amortisatsiooni arvestuse põhimõtted ja meetodid.........................................................................................................15 III MAJANDUSAASTA ARUANDE KOOSTIS J...

Finantsraamatupidamine
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Rootsi

Nations FAO, United Nations Industrial Development Organisation UNIDO, United Nations Educational, Scientific and Cultural Organization UNESCO, United Nations - UN, Inter- American Development Bank IDB, International Labour Organisation ILO, International Atomic Energy Agency IAEA, International Bank for Reconstruction and Development IBRD, International Criminal Court ICC, International Centre for Settlement of Investment Disputes ICSID, International Finance Corporation IFC, International Seabed Authority ISA, International Fund for Agricultural Development IFAD, International Civil Aviation Organization ICAO, International Organization for Migration IOM, Universal Postal Union UPU, Bank for International Settlements IBS, International Maritime Organization IMO, International Telecommunications Satellite Organization, International Telecommunication Union ITU, World Customs Organization WCO, International Development Association IDA,...

Geograafia
40 allalaadimist
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Kuidas moodustada nimisõnu, tegusõnu, määrsõnu, omadusõnu.

Electric Electricity Electrician Electrify Electricity Electrically Electrical Enjoy Enjoyment --------------- Enjoy Enjoyable ------------------ Explain Explanation --------------- Explain Explainable ------------------ Finance Finance Financier Finance Financial Financially Flatter Flattery --------------- Flatter Flattered Flatteringly (Flattering) Origin Origin --------------- Originate Original Originally Perform Performance Performer Perform Performing ------------------...

Inglise keel
38 allalaadimist
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ERIALASED MÕISTED JA TERMINID

TARTU ÜLIKOOL Pärnu kolledz Ettevõtluse ja projektijuhtimise osakond Mikk Nigu ERIALASED MÕISTED JA TERMINID Uurimistöö Juhendaja: lektor Diana Maisla Pärnu 2008 SISUKORD SELGITUSEKS Käesoleva töö eesmärgiks oli leida segaseid, või paljudele ebaselgeid väljendeid erialaõpingute materjalidest. Kuna ma olen Ettevõtluse ja Projektijuhtimise erialal, õppiv tudeng, on minu leitud sõnad enamasti seotud finants maailmaga. Sõnade leidmiseks lugesin õppejõudude poolt jagatud loengukonspekte, ning lugesin ajalehe Äripäev internet versiooni. Samuti olen leidnud sõnu otsides teistele sõnadele selgitusi veebilehelt Tarkinvestor.ee. Sellel interneti leheküljel leidub kergemamõõduline finantsväljendite seletus sõnastik. Lisaks sellele on selgitusi leitud ka Algis Perensi raamatust Projektijuhtmine. Uurimistöö vormiks on v...

Majandusteadus
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Finland

(www.wikipedia.org) 4 Main fields of economy and industry Finland has an industrial economy based on abundant forest resources, capital investments, and high technology. The Finnish economy has made enormous strides since the severe recession of the early 1990s. Finland successfully joined the euro zone and has outperformed euro-area partners in terms of economic growth and public finance . In the last few years, the Finnish economy has performed reasonably well. Total output was 5% higher in 2006 than in 2005, but economic activity leveled off in the latter half of the year. GDP is predicted to grow by 4.4% in 2007, while 2008 is likely to show a slower rate of growth, estimated at 3.3%. Despite the current favorable outlook, there is a degree of uncertainty in the Finnish economy caused by the large fluctuations in electronics industry production, together with...

Majandus
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Mida ma arvan praegusest majandusolukorrast Eestis

Õnneks on olemas inimesi, kes asju kaine mõistusega analüüsivad. Nad on juhtinud tähelepanu, et devalveerimisest pole peaaegu kellelegi kasu, sest see ei raviks ühtki meie majanduse probleemi. Lisaks on krooni vastu spekuleerida keeruline. Need on mõistlikud argumendid, kuid jätavad tähelepanuta emotsionaalse mõõtme. Behavioral finance on üks majandusteaduse haru, mis uurib, kuidas inimene, kes klassikalise arusaama kohaselt käitub ratsionaalse homo economicus'ena, just kriitilistel hetkedel võib emotsioonidele tuginedes käituda. Niisiis, kuidas sina ja mina otsustame krooni kursi? Seni, kuni me toimetame omi asju rahulikult ja usaldame oma riiki ja selle juhte, on krooniga kõik korras. Kui piisavalt paljudel meist ühel heal...

Majandus
38 allalaadimist


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