Most adults have a bank account. The current account is for general expenses but some people also have a deposit account by which you can earn interest on your money. You can take money out of your bank account by using a cash card. When you use a credit card, you arrange to pay at later time. The main commercial bank offer bank loans for individuals or small businesses. Merchant bank deal with company finance on a larger scale. Banks also offer services such as mortgages, insurance, and buying and selling shares and foreign currency.
Facebook is a social networking service, which was launched in February 2004. It is owned and operated by Facebook Inc. In September 2012 Facebook had over billion active users and more than half of them were also using Facebook on a mobile device. Facebook's latest research shows that the most popular mobile device used for visiting m.facebook.com is iOS and by the popularity the second most used device is Android. Using Facebook on your mobile device raises the potential of your account getting stealed. It is so because most of the users don't use safe connection so all your data is available to other users on the same network. So the very first thing you should do is to use safe connection by adding to the end of this word ,,http://" (which you can find in the beginning of every webpage) an ,,s" so the address should be like ,,https://". The second thing you can do is that if you own the Wi-Fi access point then
Receive, waiting for, demanded, give, need, Ex3.Natural, mixed, considerable, proven, was average, incredible Ex2. Immediate, honest, final, short, detailed, ACCOUNT correct Ex1. Listened to, keep, provide, accept, Ex3. Knew, have, guess, come up with, provide, corroborated, differ arrived at Ex2. Conflicting accounts, blow-by-blow account, Ex4. Simple, long-term, wrong, only, obvious, clear account, fascinating account, graphic definite account, full account APOLOGY Ex3. Faithful, eye- witness, hair-raising, Ex1. Expect, owe, give, demanded, make, offered humorous, sketchy, moving Ex2. Sincere, full, formal, belated, heartfelt, ACTION profound, public, abject Ex1. Demanding, explain, put
ASSETS Assets Liabilities Monetary Assets Monetary Assets Short Term Liabilities Cash 2 Credit Card #1 1 Checking Account #1 0 Credit Card #2 0 Checking Account #2 0 Credit Card #3 0 Savings Account #1 0 Credit Card #4 0
Sony, Google Inc and Lockheed Martin. http://www.reuters.com/article/2011/06/28/us-citigroup-idUSTRE75R7G220110628 (Reuters) - Citigroup, the third-largest U.S. bank by assets, has told government officials that about 3,400 of the customers whose credit-card information was hacked have suffered about $2.7 million in losses, the Wall Street Journal reported. http://www.reuters.com/article/2011/06/28/us-citigroup-idUSTRE75R7G220110628 The exposed account information included names, account numbers, email addresses, and contact details http://www.informationweek.com/security/attacks/citigroup-confirms-hackers-stole-custome/230500141 Citi apparently discovered the Citi Account Online breach in May, during routine systems maintenance. http://www.informationweek.com/security/attacks/citigroup-confirms-hackers-stole-custome/230500141 Basically after you logged into your account as a Citi customer, the URL contained a code identifying your account
recommendations for new books. The report is based on a survey that was carried out by Mari Maasikas at Aru Secondary School earlier this year. Girls Approximately one third of the female students are interested in romantic novels. Thrillers account for slightly below a quarter of the pie chart. Poetry makes up 17 percent of total and historical novels roughly 30%. Boys Slightly over than 50% of the male students prefer to read books from the thriller genre. The romantic novels account for one tenth of the chart. About 30% of the boys are interested in historical novels. Poetry makes up 9 percent of the results. Recommendations Seeing how Aru Secondary School students read books from only four different genres, I would like to give a few recommendations as to what kind of books to buy. I think there should be more autobiographies, fantasy novels and poetry. Conclusions To come to a conclusion, the library should expand the variety of the books. Mainly because
3. data mining it reveales patterns in customer behaviour 4. CRM technology - it supports a CRM strategy by gathering, storing and analysing customer data. 5. Watchdogs Customer protection group who are concerned about the gathering and storing of large quantities of customer information. 6. encrypt the information private data is encrypt to a secret code and the information is no longer available to others MONEY-BUYING, SELLING AND PAYING 1. current account where you pay in your salary and the withdraw money and pay your every day bills. 2. bank statement regular notis on how mutch money you have on your account. 3. savings account it where you deposit any extra money that you have and only take money out when you really need it. 4. be in the red when you account is overdrawn, you can be said to be in red. You have money but you owe it to the bank 5
Girli Vasiljev RB1X Title of report Number of pages Economic Country Review: Finland, Estonia 20 and Hungary Teacher Kalevi Torunen The goal of this paper is to compare the economic performance of Finland, Estonia and Hungary. First, a general overview on the countries will be given. After, economic indicators (real GDP growth rate, inflation, unemployment, household consumption, investment, current account, government budget and deficit) of the three countries will be compared to draw a conclusion. Keywords GDP, inflation, unemployment, household consumption, investment, current account, government budget, deficit, surplus Table of contents 1 Introduction .......................................................................................1 2 Country Specs ....................................................................................1 2
HOW COMPANIES ADVERTISE 1. Word-of-mouth advertising - is when people tell (in a good way) their family or/and friends about products or services that they have bought and used. 2. Institutional or prestige advertising - tries to develop goodwill for a company rather than to sell a specific product. 3. Advertising agencies - agencies which are working on planning, creating and handling advertising for companies 4. An account - advertising contract 5. An advertising budget - amount of money that company is ready to give for advertising 6. A brief - list or statement of the objectives of the advertising 7. An advertising campaign - series of advertisements of a one product of company 8. Media planners - people who decide on which media to place ads, how many people they need and want to reach and so on 9. The threshold effect - the high point of advertising when it becomes effective and starts to give a result 10
this document do make and appoint __________________________________, whose address is ____________________________________________, as my true and lawful attorney-in-fact to act as follows, GRANTING unto my said Attorney full power to: Transact business for me and in my name in connection with the following bank account(s): Financial Institution: _______________________________ Checking Account Number: ______________________________ Savings Account Number: ____________________________ and for this purpose to draw, cash, discount, or otherwise deal with bills of exchange, checks, promissory notes, or other securities for payment or money; to receive, endorse and collect any and all checks payable to the order of the undersigned; to execute, in my name and on my behalf, all bonds, indemnities, applications, or other
advantage. Now days Facebook starts some paid services, but if you don't need it, you don't have to use and pay for it. Secondly, Facebook helps you connect and share with the people in your life. You can connect and find anyone you want, your relatives, old friends etc. Also Facebook have billions users, so you even can make new friends from different places. You can connect with people by using Facebook chat. Furthermore, Facebook provides a very high security about users account. Facebook try to keep privacy setting very simple so users can secure their account easily. You can block people and report to Facebook. There are lots of more advantages about Facebook, but there are also some disadvantages. Firstly, Facebook is addicting. It causes many problems. You waste your valuable time on it and you even don't notice, that you have been there so long. And that causes other problems, but it all started from Facebook. In addition,
Air pollution includes all contaminants found in the atmosphere. These dangerous substances can be either in the form of gases or particles. Air pollution can be found both outdoors and indoors. Pollutants can be trapped inside buildings, causing indoor pollution that lasts for a long time. The sources of air pollution are both natural and human-based. As one might expect, humans have been producing increasing amounts of pollution as time has progressed, and they now account for the majority of pollutants released into the air. Air pollution has been a problem throughout history. Even in Ancient Romepeople complained about smoke put into the atmosphere. The effects of air pollution are diverse and numerous. Air pollution can have serious consequences for the health of human beings, and also severely affects natural ecosystems. Because it is located in the atmosphere, air pollution is able to travel easily. As a result, air pollution
and maybe yet a little one other service what the pay part of the given game provides. So: The 1. As a step register onto PayPal side. On this link https://www.paypal.com/us/cgi-bin/webscr?cmd=_registration-run There will be a cell like this there: Your country or region let us put Ez in another place The one under it Your language leave it so on the factory setting. (U.S. English) Then vállasszuk who from among the 3 opportunities Personal Account -ot and push Get Startedre. ! On the appearing sheet got now much kitlteni truth data. (To grant worthy real data) ! Email address : Here grant your real email address. Choose the password : Select a password (there have to be at least 8 characters) First name : Your first name Last name : Your surname City : The city,where you live. State/Province/Region: County name,you are N/A. (it doesn't matter which one you are in) Postal Code : postal code.
* on the other hand teisest küljest * the reason for + noun OR -ing form * in contrast - võrreldes * the reason why + clause CLAUSES OF CONTRAST (vastandlikud [kõrval]laused * because of pärast, tõttu * but * on account of - tõttu * due to tänu, tõttu, põhjusel * owning to * because of the fact that * on account of the fact that * due to the fact that * owning to the fact that
reach-and-frequency distribution). Uurimus toimus, sest sooviti teada, kui palju on internetireklaami suur areng mõjutama hakanud turundust. Kasutati selektiivset valimi koostamist. Küsitluses osales 104 USA Reklaamivaldkonnas kõrgpositsioonil tegutsevat juhatajat, kes on töötanud reklaamiagentuurides, mille aastane käive on üks million USA dollarit või üle selle. E-mailid valimi koostamiseks leiti Red Books andmebaasist, kasutades otsingusõnu “media director,” “media account director,” ja “group account media director”. Kui leiti mitu inimest, kes töötavad samas agentuuris, valiti neist ainult üks. Pärast filtreerimist jäi järele 584 potentsiaalset respondenti. Valimisse jäid agentuurid, kelle aastane käive on 1 millionit kuni 1.9 billionit USA dollarit. Töötajaid nendes agentuurides keskmiselt 58.2 (2-1471). Andmed koguti veebipõhise ankeetküsitlusega ning andmeanalüüs tehti kirjeldava statistikana. Kõigile 584-le potentsiaalsele
The game by Neil Strauss It`s a story about a man who knows nothing about girls, but then not only meets a secret society of pick-up artists who teach him how meet beautiful women and also becomes THE master pick-up artist himself. His students and his teachers go to him in search for tips on how to deal and meet with women.It's based on a true story. This book provides a fascinating account of what made Neil Strauss the Syle, his seduction society. Therefore this book will make you WANT to know who he is. Not only does this book take a fascinating look into the many methods of gaining women's attention--and phone numbers--but describes in detail the characters who make up this "society of pick-up artists", as well. It's not a lesson-by-lesson book detailing "forbidden" methods of "tricking" women into going to bed with you
22. A profit kasu tooma; kasu saama make 23. Peace kellegagi rahu tegema Make peace with sb Money (p.101) A 1. A cheque (book) (panga) tšekk, arveraamat 2. A cashpoint pangaautomaat machine 3. To withdraw arvelt (raha) võtma 4. A current jooksev arve account 5. Economical ökonoomne, kokkuhoidlik, säästlik; säästu võimaldav, tulus, majanduslikult tasuv 6. A debosit kasutuskonto account 7. Interest intress, protsendid 8. A bank Panga avaldus statement 9. To be overdrawn Pangaarvet ületav 10. An exchange rate valuutakurss 11. The economy kokkuhoid(likkus) B 1. Cash sularaha 2. A coin münt
moving to another city or graduating a degree. They can share a video within facebook, with is upladed in their servers or post a new one with youtube, vimeo or another video sharing platform which has enabled embedding. Same goes with text. Recently when facebook has given out APIs, it has become possible to share information with other programs and platforms aswell. For example users can log into their instagram account using facebook, or logging to Spotify for example. This has enabled easier account creation. Also it has become easier to post some things to the feed. When listening something in Spotify, when enabled, the song information will be provided to Facebook and then everyone can see what others have listened to. Same goes to Instagram. When posting image or video (now also gallery), it can be automatically shared in Facebook feed. This kind of cross-
Banking- the business of looking after peoples money Transactions- tehing, movement of money into or out of customers accounts Reporting- giving information Urgent- kiire, very important, needed very quickly Data- andmed, information or facts Control- to make something do what you want it to Transfer- ülekanne, to move something from one place to another Founds- amount of money Price- the amount of money for which something is sold or bought Open- first you need... an account Pay- to give money Account-konto Deposit-ettemaks Cheque-tsekk Debit- charge arvele kandma Cash-raha Payment-maksmine Debit card Credit-krediit Transactions-tehing Balance-bilanss, jääk, saldo VAT- value added tax Corp corporation i.e. - id est- that is N/A not available / applicable Ltd- limited company AOB any other business p.a. -per annum, yearly PAYE- pay as you earn
South Africa: need to develop trust in institutions, strengthen accountability Mexico: corruption, rule of law still needs strengthening. Acceptance of norms of democracy Germany 1950 25% felt best to have one party, 53% several parties 1997 7% felt best to have one party, 86% several parties South Africa Barely 30% citizens thought that MPs should hold the president to account. Fewer than 40% agreed that "the government is like an employee; the people should be the bosses", most preferring the view that "people are like children; the government should take care of them like a parent". Only 10% thought that voters should hold MPs to account, 40% believed that presidents should be able to "decide everything".
Clauses of results Such a/an + omadussõna + ainsuses loendatav nimisõna Such + omadussõna + loendamatu nimisõna/mitmus Such a lot of + loendamatu nimisõna/mitmus So + omadussõna/määrsõna So much/little + loendamatu nimisõna So many/few + mitmus Clauses of reasons The reason for + nimisõna/-ing vorm The reason why + clause (he verb) Because of/on account of/due to + nimisõna Because of/on account of/due to the fact that + clause (he verb) Now (that) + clause (they verb) Clauses of results In order to/so as to + infinitive (formal) So that + can/will (present or future reference) So that + could/would (past reference) In case + present tense (present or future reference) In case + past tense (past reference) For + nimisõna (kui tahame väljendada tegevuse eesmärki) For + -ing vorm (kui tahame väljendada millegi funktsiooni) Prevent + noun/pronoun + (from) + -ing vorm
· Vajadusel prahiraha inkasseerimine (liiniagendi puhul praktiliselt alati). · Arvelduste korraldamine kolmandate isikutega. · Lossitud kaubakoguse lõplik kontroll ja vormistamine (vajadusel). · Arve koostamine ja väljasaatmine laeva sadamas seismisega seotud kulude kohta (Disbursements Account). 8. Mida kujutab endast dokument "Disbursements' Account"? Kes seda ja millal koostab? Kuidas neid liigitatakse? Disbursements account Laeva sadamakulude arve. Reeglina, kuid mitte alati, sisaldab selline arve kõiki sadama külastusega seotud kulusid. Agenteerimisfirma majandussuhted laevadele konkreetseid teenuseid osutajatega tulenevad üheltpoolt laevaomanike, teiselt poolt aga agenteerimisfirma suhetest teenuse osutajatega. Sellest tulenevad finantsarveldused jagunevad kahte liiki: a) teenused tellib laevaomanik, kuid tasumine toimub läbi agenteerimisfirma üldiste kulude arve alusel. b)
............................müügipersonal 18. A sales-directed communication ......................suhtlemine müügi eesmärgil 19. A slot machine .................................................raha sisse-kaup välja automaat 20. A strong incentive to purchase .........................tugev ostmisajend 21. A trusted advisor ..............................................usaldusväärne nõunik 22. A wide assortment of tools ..............................lai valik vahendeid 23. Account - .............................................................konto 24. Accounting - .......................................................raamatupidamine 25. Acquire ............................................................omandama 26. Actual money multiplier ..................................tegeliku raha multiplikaator 27. Add-on loan rate method .................................summeerimismeetod 28. Adjustment ......................................................
I look forwardto hearing fromyou. Yoursfaithfully, Stefani Kask Financialperformance Financeisthewaymoneyis made, lent, used, etc. A financierissomeonewhoworksinfinance at highlevel , providingmoneyforparticularcompanies, projects, etc. Financialreportingistheinformationthat a companygivesaboutitsfinances.Financialperformanceishowwellorbadly a companyis doping from a financialpoint of view.Chieffinance Office (CFO) isa leader of thefinance Office. Annualreport:profit and loss(P&L) account, balancesheet, cashflowstatement.Financestatementsgivethebasicinformationaboutourfinancialresults. Financialyear: preliminaryresultsorprelims. Thefullreport and accounts are Publisher fewmonthslater. Interimresultsorinterims arter thefirstsixmonths of ourfinancialyear.Weuseshareholdersmoneyfromthesharesthatweissuetooperate and investinthebusiness. Some of theprofitwemakeisnormally paid outtothem, usuallyintheform of dividendsinrelationtothe number of sharesthattheyeachhold
be arrested without ground operations. Pakistani ground operations however, are not as precise and safe as using drones. (Fair, 2013) The use of drones brings back to the subject of intent and “kill lists”. Therefrom, people are questioning its morality. Naturally, it is vital to put a lot of effort in identifying the civilians from the combatants and protecting them. This is the moral responsibility that needs to be taken into account when targeting extremists. (Beautmont, 2012) Using drones when fighting a war is proven to be strategically beneficial and more humane than its alternatives. However, when analysing their usefulness in war, we also need to take into account the long-term implications of widespread psychological warfare. (Owen, 2013) To summarise, using drones may not be desirable, as well as any other way of killing. Still, I think it is the best option at the tribal areas.
I wanted to take this opportunity to thank you for being coperative. We appreciate the fact that you made yourself available for discussion. I would like to confirm delivery date, discount, returned goods and guarantee once again. I would like to get 2000 necklaces and 1000 bracelets by 15. November and 3000 earrings by 30. November. The discount would be 3% on all goods and two-year guarantee. And at least I will be able to return all unsold goods, with the amount credit to my account. I hope that everything goes well with our transaction. Yours sincerely Scarlett Jefferson Sales Manager
kõrgeim Liquidation konkurss, likvideerimine hiljutine väärtus Liquidity maksuvalmidus Historical cost ajalooline väärtus Liquidity ratios maksuvalmiduse põhjus Hurdle takistus, tõke Listed companies loendatud ettevõtted I M Income and expenditure account sissetuleku ja väljamineku aruanne Machine hour rate masina töötunni hinne Management accounting ärijuhtkonna aruanne Operating cycle tegevusstsükkel Management by exception Opportunity cost alternatiivne kulu erandkorraline ärijuhtkond Ordinary shares põhiaktsiad Manufacturing accounts tootmisaruanded Outsourcing algallikas
In conclusion, this is definitely a movie we will hear about for a long time. It has its advantages for grabbing a vast majority of people with the joy of recognizing and even the critics will not let go the chance to experience the invention of this genius website and the creativity of a so called "ordinary" Harvard student. Facebook has become a part of our everyday life. This is something we could not have imagined even one year ago. I remember when my sister made an account on Facebook in the end of 2006 or in the beginning of 2007. She sent me a friend request, which did not impress me at all and the fact that it seemed quite complicated to even make an account, I cancelled the request and told that it seems like a boring site. She told me:"Believe it or not, but one day Facebook is going to be all over the world and you are going to spend there every single day." In the summer 2009 I decided to make a profile of my own, as my friends started using it
Cost of goods manufactured Cost of goods available for sale Deduct: ending finished goods inventory Cost of goods sold Schedule of cost of goods manufactured Direct materials: Beginning inventory Add: purchases of DM = Cost of DM available for use Deduct: ending inventory Direct materials used Direct manufacturing labor Manufacturing overhead costs = Manufacturing costs incurred Add: Beginning work in process inventory Total manuf. Costs to account for Deduct: ending work in process inventory = Cost of goods manufactured Prime costs are all direct manufacturing costs. Prime costs = direct material + direct labor. Conversion costs are all manuf. Costs other than direct material costs. Costs incurred to convert DM into finished product. Conversion costs = DL + MOH Overtime premium and idle time classified as indirect labor costs. Product cost is the sum of the costs assigned to a product for a specific purpose.
who consider/believe… To conclude: (usually you have to recommend or predict sth) Taking everything into account/consideration… To conclude… To sum up… To summarize… In short… All points considered, some improvements evidently need to be made… (Perhaps) it is/would be advisable for..to (do)… (Perhaps)…should/might consider + -ing, It is recommended that… Reporting verbs can be used to make an account more interesting: claim, mention, refuse, offer, request, advise, etc. More vocabulary: increase remarkably/significantly, Fluctuates, follows upward/downward trend, 7 out of 10, those who were questioned/surveyed, decreases by 10 per cent, seventy per cent of those questioned had no complaints… a large number (majority) who participated in the survey stated that… this is illustrated by the fact that… The diagram suggests that… according
Republic of South Africa The Republic of South Africa - located at the southern tip of Africa - 1,739 mln square kilometers - population 2010 estimate 49,991,300 , 25th - three capitals Pretoria, Bloemfontain, Cape town - to the North lie Botswana, Namibia and Zimbabwe Cultures and languages - diversity in cultures and languages (11 official) - Ethnic groups 79.4% black 9.2% white 8.8% coloured 2.6% asian - two of them are European origin : Afrikaans and South- African English Constitutional democracy (parliamentary republic) The president is Jacob Zuma - National Assembly and National Council of Provinces ( must ensure that provincial interests are taken into account in the national sphere of government ) Economy GDP 22 730,725 US $ per capita, 20,858 billion US $ total The Nelson Mandela Bridge in Johannesburg. Ga...
same for woman. However, the cleanliness of the shower and toilet blocks is not of an acceptable standard. There is a bus service to the village, yet it is inconvenient as since it runs only every 30 or 60 minutes. Hillside also has launderette, a restaurant and a bar, although the restaurant and bar are expensive. Conclusion On the face of it, Hillside Camping offers an outstanding view, a bar and a restaurant. However, the facilities are below standard. Taking everything into account, I would not recommend including this site in our brochure.
........sth -of 17) To be important....../......sth/sb -to/for 18) To stare.........amazement -in 19) To be guaranteed.........a period of time -for 20) To consist.........sth -of 21) To get benefit.........sth -from 22) To bid.........sth -for 23) To be interested......... sth/sb -in 24) To orbit.........sth -around 25) To account.........sth/sb -for 26) To be accurate.........sth -in 27) To squeeze sth....../......sth -into/with 28) To comply.........sth -with 29) To be perfect....../...... sth/sb -for/at 30) To guarantee sth.........sth -against
It takes much time of your personal life. When you want to go out with your friends, then you can´t because you have to be at work or relationships with opposite gender will suffer. And when you are grown up you will understand that you have lost a piece of your childhood. However, these students are after school more prepared to real life, where you have your own family or even you have kids and it is very important to your future life. Taking everything into account, having a job while studying, should be students own decision, parents should only slightly direct their kids, not determine strictly, what should and what shouldn´t.
.) 2.THE BODY: · Point one (Firstly, I`d like to..; My first point is...; To start with, I`d...; The first option is...;) · Point two (Secondly we can...; Another aspect is...; My next point is...; On the other hand...;) · Point three (Thirdly..; Let me move on to...; The third point is about...;) · Transition (Move to conclusion. Dont forget linking devices and coheison) 3.CONCLUSION: · Review and summary (Give an account of points, not the details; So, to summarise...; At this state I`d like to conclude that...; In conclusion...; As I`ve explained in this presentation today...;) 4.LANGUAGE AND PRESENTATION: · Use present tenses (Use the present perfect to report somebody`s words...;Oscar Wilde has said that..;) · Make use of synonyms and different grammatical constructions (Try not to repeat the same words or phrases..)
information. They finally reach the address on the back of the key. It is the Depository Bank of Zurich, a Swiss bank. Sophie and Langdon use the key to get through the elaborate security measures--gates, metal doors, and so on. They arrive at the front Office. The guard recognizes the pair from the news and calls Interpol and the bank's president, Monsieur Vernet. To get access to the box they need an account number. The Church officials are uncomfortable giving him such a large sum of money, which could easily be traced back to the Church. They don't know what the Pope will use the money for. Bishop Aringarosa signs an official document, which appears to be his resignation. André Vernet, the bank's president, hurries to the bank after hearing that the police are after high profile clients. Part of Vernet's job is to keep the bank's name out of the press, and he hopes to diffuse the situation
Dear John Price Thank you for tour letter of December 15. This was very unpleasent to read about your problem durning tour flight to Atlanta, Georgia. I would like to apopogize on behalf of airline for the annoyance and inconvenience you suffered. I have looked into the matter and talked to the airline staff. They didint know nothing about your lost luggage. However, they said that airline staff didnt found your luggage and they need these receipts. I showed them your letter and explained how upset you were. They now regeret that they did not take the control the situation. They had found your lost luggage and they want to offer you their sincere apologies. I am sure that they will learn from the inicident and know how to deal with such behavior in future. I hope that that the unpleasant memories will soon disspear. To compensate for the inconveniece caused to you, I would like to offer you one free night in our hotel. Please let ...
relationships with opposite gender will suffer. They lose piece of their childhood. However, these students who are working while their studyies, are more prepared to real life, life where they have to deal with all kind of hard situations like feeding and supporting your family and kids. Last but not least argument for having a job while studying is that these students simplify their parents life by earning some of their tuitions fee or just pocket-money. Taking everything into account, having a job while studying, should be students own decision, parents should only slightly direct their kids, not determine strictly, what should and what shouldn´t.
existing buildings, or advising on the restoration and conservation of old properties. Are there any career prospects? ● working in both large and small Table architectural bureaus and local governments and state agencies ● Experienced architects also set up their own offices ● also good opportunities to work abroad and international projects Is it well-paid or not? ● Architects are highly valued and paid fairly ● A common type of account depends on the remuneration of the parties to the agreement. Cost of the project will depend on the total cost of construction . ● Local governments are the architect firm monthly salary What skills and personal qualities are needed to do the job? ● good design and drawing skills ● a strong imagination and the ability to think and create in three dimensions; ● a keen interest in buildings and the built environment; ●
ÕBE 11 Summary On the basis of the above, I would like to summarizy explain what are the main principles of the internatinal meetings. First and foremost must be determined issue to consider after that organizers begin to plan. Next important issue that such meeting`s participants come from different countries, so identifying their nationalities must be taken into account. Meetings that last for several days need to be scheduled for any social program for the participants. Now consider the reasons for suchkind of meeting. There are: - rewarding performance; - creating opprtunities for professional development; - to introduce new products; - increase a sales pitch. Now move on to the problems typical in international meetings.A classic mistake is that meeting`s material arrives after one meeting ended, ignorance of the cultural
Assessment-hinnang, määramine A child is innately wise and realistic-laps on sisemiselt tark Graduate from university-ÜK lõpetama (sünnipäraselt) Grammar school- akadeeiline 11-18 A/S Level exams-kergemad eksamid, edasijõudnutele täiendavad Hindered-takistama eksamid Infant school- eelkool 5-7 A level-riigieksam Involvement-kaasalöömine A graduate- kraad Independent schools-iseseisvad koolid A special seremony-lõpuaktus Influence-mõjutama All abilities- kõik oskused Junior school-noorem kool 7-11 Advantage when applying for job- eelis kui taotled tööd Limited-limiteeritud,piiratud Account for-selgitama Neglet-hoo...
Illnesses/health: (Suffer from) an earache Kõrvavalu take temperature-Temperatuuri võtma listen to chest-Kuulata rinnus weigh-kaal give injection-süsti andma scale--skaala syringe-süstal thermometer-termomeeter stethoscope-stetoskoop injury-vigastus pain (in my chest)-valu rinnus bruise-sinikas head ache-peavalu suffer from-kannatavad indigestion-seedehäired accident prone-õnnetusse sattuma feel depressed-masendus on account of-tõttu fond of-kiindunud muscle pain/muscular pain/cramp-lihasvalu,-kramp nose bleed-ninaverejooks travel sickness-merehaigus heart disease-südamehaigus splitting headache-äge peavalu sore throat-kurguvalu high temperature-kõrge temperatuur food poisoning-toidumürgitus physical vs psychological-füüsiline või psühholoogiline hormones-hormoonid anxious-murelik fatigue-väsimus ulcers-haavandid viral infections-viiruseinfektsioon circulate-ringlema digestive system-seedetrakt
Voyage Planning Voyage Planning The key elements of the Voyage Plan are: Appraising all relevant information Planning the intended voyage Executing the plan taking account of prevailing conditions Monitoring the vessel’s progress against the plan continuously Planning The detailed voyage or passage plan should include the following factors: 1) the plotting of the intended route or track of the voyage or passage on appropriate scale charts: the true direction of the planned route or track should be indicated, as well as all areas of danger, existing ships' routeing and reporting
Such kind of activity is the most popular in the Unites States of America. Advertisers always praise how buying on credit is beneficial but people also need to get familiar with it`s disadvantages. First of the various utilities is space savings. It is very easy to carry on credit card in a purse because it takes less room than a bundle of dollar bills. Secondly, when we lose cash then it´s permanently gone but in case of missing credit card it is possible to cancel the bank account. Another important benefit is ability to handle expenses that might be out of one´s reach. In case of an emergency, such as car breakdown or illness, it is very useful. Despite of great advantages, people should keep in mind it`s downsides. A credit card leads people to unresponsible spending. Buying goods that are off someone´s limit causes problems with paying back the balance each month. It is possible in this kind of situation that people windup spending more than an item is really worth
The Advantages and Disadvanatges of Having a Part-Time Job During Studies. Many students work while attending school for many different reasons. It can be difficult to balance work and school, but it can certainly be done. Actually,there are many advantages such as earning money,a new experience and development of the organization skills. However, you should take into account some disadvantages, for instance, the lack of time and stress. Generally speaking,students can benefit a lot from part-time jobs. The first advantage is that students can earn money. Earning money by themselves is good way to learn how to be independent. Students don't have to ask money from the parents and they can see that earning money is not so easy. Second advantage is that students can acquire more experiences and polish their skills when taking part-time jobs
recognition in the EU: 1. Acceptance of deposits and other repayable funds 2. Lending including, inter alia: consumer credit, mortgage credit, factoring, with or without recourse, financing of commercial transactions (including forfeiting) 3. Financial leasing 4. Money transmission services 5. Issuing and administering means of payment (e.g. credit cards, travellers' cheques and bankers' drafts) 6. Guarantees and commitments 7. Trading for own account or for account of customers in: a) money market instruments (cheques, bills, certificates of deposit, etc.); b) foreign exchange; c) financial futures and options; d) exchange and interest-rate instruments; or e) transferable securities. 4 8. Participation in securities issues and the provision of services related to such issues 9. Advice to undertakings on capital structure, industrial strategy and related
Gym Hazards Working out is seen as one of the healthiest ways to exercise but still sometimes it could be more than your body can cope with. A young woman in her first aerobic class collapsed and passed out. All attempts to resuscitate her were futile. Born with a heart defect, she was risking her life when she pulled on her fitness gear. A whole range of things should be taken into account before starting a training but unfortunately, many fitness instructors still fail to take a detailed personal history of their clients. It's crucial to work out first undergoes of "warm-up" a succession of low-intensity movements to prepare the body for exercise by increasing circulation. Equally important is "cooling down" at the end of a workout. Stopping suddenly, especially when fatigued, can bring cramps and fainting.
shorter term mortgage years down payment under 15 longer term mortgage percent down payment over 15 reduce monthly percent mortgage payments higher monthly payments increase in home value Pros of private mortage insurance lower down payment protect your lender save money for the things you need Cons of private mortage insurance raises your monthly payment insurer does not take into account difference in risk from one mortgagor (hüpoteekija) How much does it cost? $200,000 loan with a $10,000 down payment mortage insurance $85 a month, or about $1000 a year premiums do not based on individual default risk How to get rid of private mortage insurance? proof of the current value of the home must reduce the loan-to-value ratio(hüpoteeklaenu summa ja laenutagatisena panditud vara väärtuse suhe) to 80% or below How to avoid paying private mortage
Report about Estonia Introduction The purpose of this report is to describe Estonia's. I'm going to write little about the geography, culture, Geography of Estonia Estonia has 4 neighbours Latvia, Sweden, Finland and Russia. Estonian land border with Latvia is 267 km, with Russia its 290 km. Estonia lies on the east of the Baltic Sea. Estonian highest point is the Suur Munamägi winces height is 318 m. Estonia has 3794 km of coastline. The number of islands is estimated around 1500 and two of the largest are called Saaremaa and Hiiumaa. Estonia is situated in the northern part of the temperate climate zone and in the transition zone between maritime and continental climate. Estonia has four seasons of near-equal length. Estonia has over 1,400 lakes. Most are very small, with the largest, Lake Peipus being 3,555 km2. Culture of Estonia The culture of Estonia incorporates indigenous heritage, as represented by the Estonian language and the...
People are worrying right now about the cracks in the floor of the just renovated church. The cracks were made from the constructions on the freedom square. If the cracks turn any bigger, then the tower of the church may fall bringing at least half of the church down with it. As you all know the churches are poor so feel free to donate to the church. That way you will go to heaven for a good deed. These are the numbers for donating with a bank account because that is much easier than going and donating by yourself.
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