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the lower the payback period. In case of larger investments, the repayment amount of the loan is naturally bigger, but since with larger investment the achieved power consumption is lower, the repayment of the loan is greater in the case of improved energy efficiency value. 309 17 Kasutatud kirjandus Adan, O.C.G. 1994. On the fungal defacement of interior finishes. Doctoral thesis, Eindhoven University of Technology, pp. 224. Airaksinen, M., Pasanen, P., Kurnitski, J., Seppänen, O. Microbial contamination of indoor due leakages from crawl space. Indoor Air 2004;14(1):55–64. Annus, T. 2008. Tolmulestad põhjustavad allergiat. Apteeker, 14. jaanuar 2008. Arlian, L.G., Neal, J.S., Vyszenski-Moher, D.L. 1999. Reducing relative humidity to control the house dust mite Dermatophagoides farinae. Journal of Allergy and Clinical Immunology 1999; 104 4 Pt 1: 852-6. ASHRAE, Handbook of Fundamentals. American Society of Refrigerating and Air-