Ehituse juhtimine
the policy. As consideration for the insurance company's promise to provide such protection, the contractor pays
fee, called a premium.
It is helpful to divide the types of construction insurance into property insurance, liability insurance, employee
insurance and other types.
Property insurance covering the contract works underway during construction and the contractor's own plant
and other property.
Liability insurance is comprehensive general liability incurance, which protects the contractor, in a single
policy, against liability to the public. It covers injuries to people not employed on the project and damage to the
property of others arising from operations on the project.
Employee insurance may be required as a part of a collective bargaining contract. It covers medical costs,
social security (in USA) etc.
Others for instance, business-interruption insurance, covering losses due to times of business inactivity.
Allikas: F