Second level Third level Fourth level Fifth level Stages of Real Estate Development · Feasibility Study · Design · Financing · Construction · Marketing/Leasing · Operations and Management Refining Your Idea · Decisions site, use, marketing strategy · Pro Forma statement · Feasibility study · Verifications and recalculations Capital · Make sure, how to finance your development · Approach several potential lenders · Remember that there are choices(pension/insurance funds, equity financing, private/public grants) · Lenders mediation (prosper.com)
BARRIERS TO DISTRICT HEATING DEVELOPMENT IN SOME EUROPEAN COUNTRIES Abstract District heating (DH) offers low primary energy demand, high security of supply and small CO 2 emissions. Barriers to DH in the UK, Ireland, France, Romania and the Czech Republic have been compiled through publications and interviews. DH systems require large investments, have negative initial cash flow and long payback time, which obstructs financing. One actor should control DH from source to consumption. If the value chain is fragmented, contracts are required between the links. It increases risks and financing costs, like in the UK and Ireland, where DH is not established. There are few multi- family houses with central heating and it is expensive to build DH networks in built areas. Most French DH systems are operated according to long-term concessions by companies that sell electricity and gas
need alles algusfaasis ning jätkuvas muutumises. Kuna üha kiiremas muutumises on ka maailm meie ümber, siis seda enam peaks alustav ettevõte kui ka VKE hoidma tugevalt kätt pulsis, mis toimub maailmas, ning alati mõtlema, kuidas oma järgmist pingutust ja innovatsiooni rahastada. 3 Kasutatud kirjanduse loetelu 1. Cusmano, L; (2015). New Approaches to SME and Entrepreneurship Financing: Broadening the Range of Instruments. OECD. URL: https://www.oecd.org/cfe/smes/New-Approaches-SME-full-report.pdf 2. Brown, R.; Rocha, A.; Cowling, M.; (2020).; Financing entrepreneurship in times of crisis: Exploring the impact of COVID-19 on the market for entrepreneurial finance in the United Kingdom. International Small Business Journal; URL: https://journals.sagepub.com/doi/full/10.1177/0266242620937464 4
Too much money is being spent on preserving the old part of town The Medieval Old Town is the center of Tallinn. Most of the major national and international companies are headquartered near the Old Town. Since the economy is not in a good shape right now the question of financing the old parts of Tallinn has been raised. Many people claim that spending money on preserving the old parts of Tallinn is not the best idea when people are having hard times. They are having trouble with making money in the first place. Also there are other fields, which are more important than the Old Town, such as education that need to be financed. Nevertheless, the Old Town is very important to tourism. For this reason money spent on old parts of Tallinn is not money wasted
Prepare a cash flow projection based on lowered expectations and show how and where you would reduce costs to maintain liquidity. Analysis of Costs Prepare a cash flow projection based on lowered expectations and show how and where you would reduce costs to maintain liquidity. Internal Controls Prepare a cash flow projection based on lowered expectations and show how and where you would reduce costs to maintain liquidity. BUSINESS PLAN SECTION 9: FINANCING Financing Strategy Prepare a cash flow projection based on lowered expectations and show how and where you would reduce costs to maintain liquidity. Prepare a cash flow projection based on lowered expectations and show how and where you would reduce costs to maintain liquidity. Prepare a cash flow projection based on lowered expectations and show how and where you would reduce costs to maintain liquidity. BUSINESS PLAN SECTION 10: E-COMMERCE E-Commerce Plans
If I Were a Minister of Education In the last five years we have witnessed several changes in the education system. Although some people find it useful and needed, others find it tragic. What has changed and what would I do to make school a better place? Firstly, there are several things that has been changed in the last few years, such as financing vocational schools. Students of vocational schools get paid for good grades and in some schools even for attending school. Even dorms are paid for students. That is true, we have a chance of getting a little scholarship in high schools, if we graduate with a medal, but it is times and times harder to achieve. In fact government has started to close high schools because they think that there are too many of them. It looks like our country wants only graduates with vocational education,
commemorative stamp. Stamp • July 13, 2000 FasTrak electronic toll collection launched on the Golden Gate Bridge. • September 1, 2002 - $5.00 cash, $4.00 FasTrak and $2.50 per axle • 2007, 70-th anniversary Construction cost The total construction cost $35 million $27,125,000 for the construction of the structure $2,050,000 for Engineering and Inspection $423,000 for Administrative and Preliminary Expenses $4,068,000 for Financing $1,334,000 in surplus More information • http://goldengatebridge.org/
Finantseerimistegevus (financing activities) omaniku investeeringud (Investments by owner) 0 väljamaksed omanikule (Withdrawal by owner) 0 finantseerimistegevus kokku (Net cash inflow from financing activities) 0 Raha jääk 31.12.06 0 muutus 01.-31.12.2007 -306 000 Raha jääk 31.12.07 -306000 Nelson Lewis kasumiaruanne
At that moment Christian fall in love with Satine but she wanted to be a real actress and did not want Christian. She was intrested in Dukes money and he was the one who could make her a real actress. Christian did not give up on Satine . He convince her that they should be together and she eventually falls for him. They continue seeing each other under the pretense of rehearsing lines. But Duke becomes suspicious of their frequent meetings and warns Zidler that he may stop Financing the show. When the Duke found out about Satine and Christian, he told Zidler he will have Christian killed if Satine is not his. Satine and Christian are planning to leave Mouline Rouge, but then then Zidler informs Satine that she is dying. Satine changes her mind and stays in Mouline Rouge. The night of the show Christian sneakes into the Moulin Rouge. Satine starts to sing the song Christianwrote to express their love. Christian starts to sing with her and returns to the stage
Does fare trade work? What is fair trade? · Social movement whose stated goal is to help producers in developing countries achieve better trading conditions and to promote sustainability · Label informs consumers that the product was produced in a socially and environmentally responsible manner Fair trade aims to: · Improve the living conditions of producers in developing nations · Attempts to achieve higher prices for producers · Greater availability of financing for producers · Longer-term and more sustainable buyer-seller relationships · The creation and/or maintainance of effective producer or worker organizations · Improved social goods and community development · Use of environmentally friendly production processes Requirements for certification: 1. Prices - produsers are guarateed a minimum price for the good, and a fare trade premium 2. Workers - safe working conditions, wages at least
VARAD (assets) Käibevarad (Short-Term Assets) Põhivarad (L Ostjate maksmata arved (Accounts Kontoritarbed Seadmed kuupäev Majandustehingute kirjeldus Raha (Cash) receivable) (Office Supplies) (Equipment) + (D) - (K) + (D) - (K) + (D) - (K) + (D) 01.12.2006 ...
Frantsiisiidee Tänapäeva kiire elutempo juures ei ole tihti inimestel aega istuda maha korralikku restorani ning pooleteist tunni vältel korralikult einestada. Alternatiivina käiakse kiirtoidurestoranides, kust söök kaasa haaratakse. Seetõttu leian mina, et Eestisse oleks mõistlik rajada ettevõte Kentucky Fried Chicken (tuntud kui KFC). KFC on ameerikas loodud kiirtoidurestoranide kett, mis on spetsialiseerunud peamiselt praetud kanale. Kentucky Fried Chicken on tütarfirma, mis kuulub ettevõttele Yum! Brands Inc. Yum! Brands Inc. on ühtlasi ka maailma suurim restorane ühendav ettevõte. KFC loodi 1930. aastal ettevõtja Harland Sandersi poolt, kes hakkas oma teeäärses restoranis praetud kana müüma. Praetud kana, kui kiirtoit muutus väga populaarseks ning tekkis alternatiiv hamburgerile. Sanders tunnetas KFC potentsiaali kujuneda frantsiisettevõtteks ning juba 1952. aastal avatigi Utahs esimene KFC ...
IMF is a specialized agency of the United Nations but has its own charter, governing structure, and finances. Its members are represented through a quota system broadly based on their relative size in the global economy. The IMF tracks global economic trends and performance, alerts its member countries when it sees problems on the horizon, provides a forum for policy dialogue, and passes on know-how to governments on how to tackle economic difficulties. (IMF) The IMF provides policy advice and financing to members in economic difficulties and also works with developing nations to help them achieve macroeconomic stability and reduce poverty. The IMF supports its membership by providing (IMF) policy advice to governments and central banks based on analysis of economic trends and cross-country experiences; research, statistics, forecasts, and analysis based on tracking of global, regional, and individual economies and markets;
You're putting me on! PUT OUT (separable) to extinguish The firefighters put the fire out. (separable) to publish; issue The government put out a news brief to misinform the public. (separable) to exert, extend The workers put out considerable effort to get the job done on time. (separable) to expel Please put the cat out. PUT THROUGH (separable) to implement; bring to a successful conclusion The committee was unable to put through any reforms on campaign financing. (separable) to make a telephone connection for Operator, put me through to the president! PUT UP (separable) to raise; erect; build The construction workers put the buildings up in just a few days. (separable) to accommodate; provide food a shelter to The government put the refugees up in temporary housing. PUT UP WITH (inseparable) to tolerate Max has great difficulty putting up with noisy children. PULL APART The teacher pulled the fighting students apart in the classroom. B
Herman von Rumpuy); the European Commission which represents the interests of the Union as a whole; the Council of the European Union which represents the goverments of the individual member countries and the European Parliament which represents the EU's citizens and is elected by them. Other EU institutions are the Court of Justice which upholds the rule of European law; the Court of Auditors which checks the financing of the EU's activities and many more. the European Economic and Social Committee represents civil society, employers and employees the Committee of the Regions represents regional and local authorities the European Investment Bank finances EU investment projects and helps small businesses through the European Investment Fund the European Central Bank is responsible for European monetary policy the European Ombudsman investigates complaints about maladministration by EU institutions and bodies
Decrease in Accounts Receivable €0 €0 €0 Decrease in Inventory €0 €0 €0 Increase in Accounts Payable €0 €0 €0 Increase in Sales Taxes Payable €0 €0 €0 Net Cash Flow from Operations (€55,576) (€55,024) (€54,122) Investing & Financing Assets Purchased (€44,000) €0 €0 Investments Received €0 €0 €0 Increase in Short-Term Debt €0 €0 €0 Increase in Long-Term Debt €46,155 (€10,243) (€10,900) Net Cash Flow from Investing & Financing €2,155 (€10,243) (€10,900)
*Tõnis Lukas - Haridus- ja teadusminister sets aims for the development of vocational education and training in Estonia, guarantees the expedient and effective development and education *Rein Lang Justiitsminister decreases and prevents corruption in private and public sector, plans to carry out a legal and criminal policy of the state *Jaak Aaviksoo Kaitseminister drafts subsequent legislation, developes the defence, expenditures, financing transactions, foreign projects *Jaanus Tamkivi Keskkonnaminister provides efficient managing of the environment, provides economizing of water and natural resources *Laine Jänes Kultuuriminister renovates and builds new cultural facilities, makes sure that necessary and favourable conditions are created for the functioning of culture *Juhan Parts - Majandus- ja kommunikatsiooniminister creates terms for the growth of Estonian economy's competition capability
farmers applied lower stocking densities in order to make use of the natural food production of the ponds. The main trend has been rise of interest to the production of juveniles of commercially important native species (salmon, sea trout, brown trout, whitefish (Coregonus), pike, pike-perch, tench) for stocking into the natural waters. The fish farmers hoped that government, municipalities, owners of fishing rights and sport fishermen would be interested in financing the production of stocking material. Demand on the carp fingerlings by the owners of small water bodies (farm and garden ponds, small lakes etc.) has increased too. The fish farmers have also tried to adopt several new for Estonia objects of aquaculture (sturgeons, eel, crayfish, arctic char, grayling). Recently angling in ponds has got a good start of development. There were 22 professional fish farms in Estonia in 1998. Among them were 14 rainbow trout farms
"co-decision") the policies and laws that apply throughout the EU. In principle, the Commission proposes new laws, and the Parliament and Council adopt them. The Commission and the member countries then implement them, and the Commission ensures that the laws are properly applied and implemented. Two other institutions play vital roles: the Court of Justice of the EU upholds the rule of European law the Court of Auditors checks the financing of the EU's activities. The powers and responsibilities of all of these institutions are laid down in the Treaties, which are the foundation of everything the EU does. They also lay down the rules and procedures that the EU institutions must follow. The Treaties are agreed by the presidents and/or prime ministers of all the EU countries, and ratified by their parliaments. The EU has a number of other institutions and interinstitutional bodies that play specialised roles:
dealers and financial corporations engaged in lending. For statistical purposes the OFI sub-sector is defined in the ESA 2010 2 as a corporation or quasi-corporation other than an insurance corporation and pension fund that is engaged mainly in financial intermediation by incurring liabilities in forms other than currency, deposits and/or close substitutes for deposits from institutional entities other than MFIs, in particular those engaged primarily in long-term financing, such as corporations engaged in financial leasing, financial vehicle corporations created to be holders of securitised assets, financial holding corporations, dealers in securities and derivatives (when dealing for their own account), venture capital corporations and development capital companies (http://www.ecb.int/home/glossary/html/glosso.en.html#94). 5.1.1.Overview of the Chapter 5.1.2.Intermediation and Institutions
ESTO. One that showed the great importance of English language and the English speaking countries was that the other official and most widely used languages on ESTO, besides of course Estonian, was English. 6 During the 50 years of Soviet occupation, the United States helped the Estonians living on both sides of the "Iron Curtain" to keep contact with each other by financing several radio stations, of which the most famous is called Voice of America. This radio station was also one of the only means for people in Estonia to get information of the world beyond Soviet block. After Estonia gained it's independence once again on 20 August 1991, the English speaking countries were among the first to recognise Estonia as an independent country. For instance the United States reopened its Embassy in Tallinn on 4 September 1991.
välisfinantskohustuste konsolideeritud koond-bilanss teatud 38. kuupäeva seisuga 33. Rahvusvaheline netoinvesteerimispositsioon, net international investment position 39. kujutab endast riigi aktivate ja kohustuste vahet suhetes muu maailmaga a. 34. Finantseerimine, financing maksebilansi kirjed, mis valitsuse kontrolli all. b. SellisteksonKBreserved, teisteltKB-destja IMF-lt saadudlaenud c. 35. Defolt, default võlgniku võimetus maksta võlgu 40. 36. Defaulti lahendamise viisid 41. a. Intressi tõstmine 42.
Raha ja pangandus Arvestustöö nr 1 MÕISTED 1. Finantssüsteem (financial system)( )- süsteem, mis koosneb finantsinstitutsioonidest ja finantstoodetest. Finantssüsteemi roll on teenindada reaalsektorit ja toetada viimase arengut. Finantssüsteem pakub reaalmajandusele investeerimisteenuseid, finantseerimisteenuseid, arveldusi ja riskijuhtimisteenuseid. Esmased finantssüsteemi alged on toiminud juba pikka aega. Näiteks krediiti anti põllumajandusele Mesopotaamias 3000 e.m.a. ja pangaalged eksisteerisid Egiptuses 200 e.m.a. Finantssüsteemi on tihtilugu mõistetud ka kui kasutut kõrvalnähtust mis ei loo ühiskonda täiendavat majanduslikku väärtust. Finantsüsteem pakub reaalmajandusele teenuseid, mis on eluliselt tähtsad majanduse pikaajaliseks kasvuks. 2. Finantsinstitutsioon (financial institution)( )- on finantsvahenduse vorm, mis määrab selle, ...
MaksuMaksja. Eesti Maksumaksjate Liit. http://www.maksumaksjad.ee/modules/smartsection/item.php?itemid=168 (14.04.2014) Uustalu, Tõnu. AS EfTEN Capital investeeringute juht. Büroohoonete finantseerimise alane ekspertintervjuu. Autori intervjuu. Üleskirjutus. (19.05.2014) Vei, Hermes. AS Swedbank suurkliendidirektor, bürookinnisvara sektori juht. Büroohoonete finantseerimise alane ekspertintervjuu. Autori intervjuu. Üleskirjutus. (16.05.2014) SUMMARY THE FINANCING OF OFFICE BUILDING DEVELOPMENT PROJECTS AND RELATED FACTORS IN TALLINN Tõnis Teinemaa The last economic crisis properly shook the entire global economy and particularly the Estonian real estate market. Until now, there was no observational study nor the one that could connect authors' opinions in the market of office buildings. Additionally, in case of the office buildings, external finance is used actively to achieve the expected production and the
emphasis reflects the long-standing concern in the NHS with how to address the division of care across primary and secondary care in particular. ·Integrated care is an organising principle for care delivery that aims to improve patient care and experience through improved coordination. Integration is the combined set of methods, processes and models that seek to bring this about. ·Achieving integrated care requires that those involved with planning, financing and providing services have a shared vision, employ a combination of processes and mechanisms, and ensure that the patient's perspective remains a central organising principle throughout. ·There is an urgent need for more robust and high-quality evidence to inform decisions about how to develop integrated care. There is no single model of integrated care that is suited to all contexts, settings and circumstances. Researchers and policy-makers need to work together
5 2 2.5 3 Mitme intervjueeritud firma jaoks oli probleemiks võimekuse puudumine. Mõned intervjueeritavad julgesid väita, et neil puuduvad sobivad inimesed, et innovatsiooni ellu viia, sest Eesti on ikka nii väike koht ning sobivaid inimesi on vähe ning paljud neist on kas kellegi teise poolt palgatud või on nad üldse välismaale ära liikunud. Tooksin ka välja mõned intervjuudes välja tulnud tsitaadid mis illustreerivad neid probleeme: ,,The lack of financing has not hindered our innovation activities. The lack of ideas and capabilities has." ,,We do not have such people. And everyday activities need so much time that we cannot innovate." ,,First, we do not have time to innovate and we lack internal resources. We also lack knowledge and qualification. We do not know how to find out what to do." 5
efficient by forcefully restructuring them. By now it is clear that this will not be enough. The state has realised that it needs to limit the economy’s dependence on large companies. Also, in order to stay competitive, there needs to be a general shift away from hardware and towards services. (Mundy, 2014) •There have been government initiatives launched to foster the start-up model of business, especially when it comes to funding (the largest financing mechanism is Growth Ladder Fund, with about $2.7bn in assets), but generally the regulatory and business environment is still considered too rigid, conservative and geared towards large conglomerates to bring about any substantial change. (Jung-a, 2014)
European Union Exam 1949 France, UK and the Benelux countries decide to set in place a Council of Europe. 1951 Treaty of Paris signed by the Six (Belgium, France, Germany, Italy, Luxembourg, Netherlands), establishing the European Coal and Steel Community (ECSC). 1957 Treaties of Rome establish the European Economic Community (EEC) and the European Atomic Energy Community (Euratom). 1959 July, seven countries of the Organisation for European Economic Co- operation (OEEC) – Austria, Denmark, Norway, Portugal, Sweden, Switzerland and the UK – decide to establish a European Free Trade Association (EFTA). 1960 Creation of European Free Trade Association 1961 UK applies to join the Community. 1962 The Parliamentary Assembly changes its name to the European Parliament. 1965 The Treaty merging the executives of the three Communities (ECSC, EEC, Euratom) is signed in Brussels; enters into force on July 1, 1967. Empty chair crisis 1966 Luxembou...
These structural identifiers that facilitate mobility are also observed by Germann Molz (2006; 2008) in her research on ‘round-the-world travellers’. In addition to trips to Asia, many of this study’s participants had backpacked through Africa, Latin America and Oceania, while a few had ventured to the Middle East. Time in the ‘rich north’ (primarily Europe, North America and Australia) was typically spent in casual employment aimed at financing extended periods in the ‘poor south’, reflecting an asymmetry of mobile economic power (Gogia, 2006). Periods of backpacking uninterrupted by return visits ‘home’ to work and/or see family and friends ranged from three months to two and a half years. Participants regularly resumed backpacking. Supporting the work of Maoz (2007), participants often identified life crises, such as failed relationships, career disruption, the divorce of parents or drug dependency as catalysts
The automation of services and cross-industry cooperation will presumably be beneficial for the sectors of transportation, healthcare and utilities. It is predicted that the socio-economic influence of the Connected Life will save a vast amount of lives and money in healthcare and transportation and gives the opportunity for education for the children in developing countries. The economic growth of businesses in the mobile ecosystem will likely depend upon consumership financing the enhancement of mobile networks. New revenue opportunities, cost reduction and service improvement possibilities will probably arise from the influence to businesses worldwide. Development of the IoT market could be triggered by establishing a common understanding of the extraordinary opportunities of the IoT. Progression of the IoT will presumably promote the productivity for enterprises and implement life-enhancing services for consumers, starting from intelligent buildings to
emissioon võib olla halb uudis ettevõtte kohta näiteks võidakse arvata et juhtkond (ning aktsionäride sisering) soovib väliste aktsionäridega jagada ettevõtte oodatavat kahjumit või siis ära kasutada hetke soodsat turulukorda. Eeltoodust tulenevalt võivad investorid oodata täiendavat kompensatsiooni madalama aktsia hinna näol. See omakorda aga tõstab omakapitali hinda ettevõtte jaoks. (ingl external financing premium) 22. Mõisted: fondiemissioon, aktsiasplit, aktsiate tagasiost vs rahaline dividend. Fondiemissioon - aktsiakapitali suurendamine (ka vähendamine võimalik!) omakapitali arvelt ilma täiendavate sissemakseteta. Fondiemissiooni puhul aktsiate märkimist ei toimu ja uusi aktsiaid omandavad ainult olemasolevad aktsionärid. Ettevõtte finantsseisund ei muutu. Aktsiasplit - aktsiate nimiväärtuse vähendamine, ilma et aktsiakapitali summa muutuks.
The European Bank for Reconstruction and Development continues to be the largest financial investor in Ukraine. As of January 1, 2013 the Bank has committed more than EUR 8.2 billion (USD 10.7 billion) in 318 projects. In 2012, the EBRD has invested EUR 934 million (USD 1.2 billion) in 35 projects in Ukraine. About 71 percent of the investment went into private companies, 29 percent towards projects in the public sector. The EBRD is committed to continue financing projects in Ukraine at previous rate about EUR 1 billion per year. Among other investors, multilateral international financial institutions (IFI) directly investing in Ukraine are for example the IFC (the International Finance Corporation, investment arm of the World Bank), based in Washington DC and BTSB (Black Sea Trade and Development Bank), regional EBRD-like institution, based in Thessaloniki, Greece. 1.1.5. Demographics and labor force Bad news ! Declining population
Näiteks kuulub Eesti alates aastast 2010 Majandusliku koostöö ja arengu organisatsiooni (Organisation for Economic Cooperation and Development, OECD).74 Alates 1992. aastast on Eesti Maailmapanga (World Bank, WB) liikmesriik.75 Eesti kuulub ka Euroopa Nõukogu rahapesu ja terrorismi rahastamise vastase võitlusega tegelev ekspertkomiteesse (Committee of Experts on the Evaluation of Anti-Money Laundering Measures and the Financing of Terrorism, Moneyval) ning EL liikmesusest tulenevalt peab Eesti täitma ka Financial Action Task Force’i (FATF-i) rahapesualaseid standardeid, olemata selle liige.76 Ühingukollisiooniõiguslikku toimet võivad omada ka Eesti sõlmitud rahvusvahelise õigusabi lepingud.77 2. Eesti ühinguõigus. Ühinguõiguse all mõistetakse õigusnorme, mis reguleerivad ühingute õiguslikku seisundit, asutamist, nime, organeid, sise- ja välissuhteid, vastutust, lõpetamist,
bsef.ee/ Private Equity · Alta Capital Partners http://www.altacapital.ee/ · BaltCap Management Ltd http://www.baltcap.com/ Kinnisvarainvestorid · Arco Balti Kinnisvarafond AS http://www.kinnisvarafond.ee/ · AS Eastern Europe Real Estate Investment Trust http://www.eereit.ee/ · Metro Capital Management AS http://www.metrocapital.eu/ · IPC Real Estate AS http://www.ipcinvestment.com/ Mezzanine Financing · BaltiAmeerika Ettevõtlusfond http://www.balaef.ee/ · Hanseatic Capital http://www.hanseaticcapital.net/ Muud investeerimisettevõtted · Worldwide Invest AS http://www.wwi.ee · Pakri Marine Investments AS http://www.pmigroup.ee/ · Kobe Investments AS http://www.kobeinvest.com
inimgeograafias. Tartu Ülikool, geograafia instituut. 11. Neuman, M. The Compact City Fallacy. (2005) Journal of Planning Education and Research, 25:11-26. 12. Newman, P. and Kenworthy, J. (1989a) Cities and Automobile Dependence. Aldershot: Gower. 13. Newman, P. and Kenworthy, J. (1989b) Gasoline consumption and cities: a comparison of US cities with a global survey. Journal of the American Planning Association, 55, pp. 2437. 14. Spit, T. J. M. and Kreukels, A. M. J. (1991) Financing Urban Development and Urban Renewal; the Dutch Case, paper presented at the International Symposium on the Finance of Urban Development, Munich. 15. Zagorskas, J., Burinskien, M., Zavadskas, E., Turskis, Z. (2007) Urbanistic assessment of city compactness on the basis of GIS applying the COPRAS method, Ekologija 2007, pp 55-56. Lühikokkuvõte Antud töös käsitletakse kompaktset ning laialivalguvat linna, kuid suurem rõhk on pandud siiski kompaktse linna vormile
can work precisely and produce the best quality. The workers will be chosed on specific rules which means that everyone must be the specialist in his speciality. To fill work purpose there is planed next tasks: 1. The theoretical activity plan 2. Bring out company facts 3. Bring out organization priorities and strategy 4. Perform company analysis 5. Introduce company market tone 6. Compose market plan 7. Analyse financing plan SISUKORD SUMMARY......................................................................................................................2 SISSEJUHATUS..............................................................................................................5 1. ÄRIPLAANI KOOSTAMISE VAJADUS JA PÕHIMÕTTED..............................6 1.1 Äriplaan kui dokument.....................................................................................6 1
Alusvarad | Nafta, elekter, gaas, metallid, süsi, teraviljad, tselluloos, CO2, jms Instrumendid| Swap-id, optsioonid, futuuride koopiad, struktuurid Sularahas arveldus | Tooraine füüsilist kohale toimetamist ei toimu; pangaga arveldatakse fikseeritud hinna ja turuhinna erinevus rahas 1. Acceptance of deposits and other repayable funds 2. Lending including, inter alia: consumer credit, mortgage credit, factoring, with or without recourse, financing of commercial transactions (including forfeiting) 3. Financial leasing 4. Money transmission services 5. Issuing and administering means of payment (e.g. credit cards, travellers' cheques and bankers' drafts) 6. Guarantees and commitments 7. Trading for own account or for account of customers in: a) money market instruments (cheques, bills, certificates of deposit, etc.); b) foreign exchange; c) financial futures and options; d) exchange and interest-rate instruments; or
· Boston Tea Party of 1773 4 Price stayed same but Americans didn't like the principle of having to buy from brit merchandise and pay tax. Dartmouth, Beacer and Elanor were not allowed to port Samuel Adams dressed up as an Indian and destroyed the stuff on the ships. · Second Continental Congress- Decided to break free from Great Britain, although it wasn't the intention for most delegates. Military matters, statements of positions(in politics of world), financing the war, independence, opening diplomatic channels, legislation (constitution) · Declaration of Independence July 4, 1776 July 4, 1776 Mostly the work of Thomas Jefferson · Revolutionary War 1775-1783, reasons, outcome 17751783 Between Great Britain and 13 former colonies Battle of Sarratoga 1777 turning point. USA won. Treaty of Amity with France (sõprussuhted) Battle of Yorktown 1781- USA won. End of the war
The nation's wind supply is abundant. Wind energy relies on the renewable power of the wind, which can't be used up. Wind is actually a form of solar energy; winds are caused by the heating of the atmosphere by the sun, the rotation of the earth, and the earth's surface irregularities. Wind energy is one of the lowest-priced renewable energy technologies available today, costing between 4 and 6 cents per kilowatt-hour, depending upon the wind resource and project financing of the particular project. Wind turbines can be built on farms or ranches, thus benefiting the economy in rural areas, where most of the best wind sites are found. Farmers and ranchers can continue to work the land because the wind turbines use only a fraction of the land. Wind power plant owners make rent payments to the farmer or rancher for the use of the land. Disadvantages Wind power must compete with conventional generation sources on a cost basis. Depending on how
It can give you flexibility to handle change and hedge risks, but only if you manage it effectively. Mergers and Acquistions The key to growth by acquisitions is takinga advantages of synergies: making 2+2=5. Growth through acquisition is a quicker, cheaper, and far less risky proposition than the tried and true methods of expanded 5 marketing and sales efforts. Further, acquisition offers a myriad of other advantages such as easier financing and instant economies of scale. The competitive advantages are, ranging from catching one's competition off guard, to instant market penetration even in areas where you may currently be weak, to the elimination of a competitor(s) through its acquisition. Synergistic acquisition is not limited to buying direct competitors. We will also detail how small and mid-size companies can efficiently grow by buying related or complimentary companies. It is quite common for a
liikumises. Raha laekumiste ja valjamaksete vahet nimetatakse netorahavooks, mis on sisuliselt rahavoo aruande vastus ja naitab aruandeperioodil rahakonto muutust. Kui sissemaksed on suuremad kui valjamaksed, siis on netorahavoog positiivne, vastasel juhul negatiivne ehk rahakonto saldo vahenes. Rahavoogude eelarves tuleb valja tuua raha muutus aritegevusest (cash-flow operations CFO), investeerimistegevusest (cash-flow investments CFI) ja finantseerimistegevusest (cash-flow financing CFF). Äritegevuse rahavoo saab esitada nii otsesel kui kaudsel meetodil, investeerimistegevuse ja finantseerimistegevuse rahavoog esitatakse ainult otsemeetodil. Rahavoogude seisukohalt on kaibevarade (v.a. raha) suurenemine negatiivne rahavoog, sest ettevõte peab raha valja andma nende finantseerimiseks. 9. Horisontaalanalüüs Horisontaalanaluusil võrreldakse erinevate aastate naitajate rahalisi ja protsentuaalseid
SISUKORD Definitsioon, valem, rakendamisega seotud oluline Nt mpv definitsioon, arvutusvalem ja tõlgendamine+kuidas kasutatakse 1 1) FINANTSJUHTIMISE EESMÄRK JA ÜLESANDED. VÄÄRTUSKONSEPTSIOON. VÄÄRTPABERID Finantsjuhi eesmärk on leida uudseid meetodeid probleemide lahendamiseks ja kasutada seejärel nende meetodite rakendamiseks oma muutuste läbiviimise oskusi. Ettevõtte majanduslik eesmärk: ettevõtte väärtuse maksimeerimine (sellise kapitalistruktuuri kujundamine). Esmalt makstakse kohustused. Laenude kasutamise tulemusena tekib finantsvõimendus ja saab suurendada ettevõtte väärtust. • Juhtimiseesmärk: maksimeerida ettevõtte omanike heaolu (rikkust) => maksimeerida aktsia hind • Aktsia hind = Kõigi tulevaste dividendide nüüdisväärtus diskonteerituna nõutava tulumääraga Finantsjuhtimine on kapitali ehk rahaliste ressursside juhtimine. Hõlmab ettevõtte raha...
TRADERUN MOODUL TRADERUN MODULE BUSINESS PECULIARITIES IN THE EU, RUSSIA AND EASTERN PARTNERSHIP COUNTRIES ÄRI ERIPÄRAD EUROOPA LIIDUS, VENEMAAL JA IDAPARTNERLUSRIIKIDES Lecturers: Ryhor Nizhnikau (responsible) Giorgi Gaganidze, Sergei Proskura, Andres Assor P2EC.00.202 (UT code), RIE 7044 (TLU code) Reading materials: Business peculiarities in Russia Lugemismatejal: Äri eripärad Venemaal Created by Sergei Proskura Tartu 2013 TABLE OF CONTENTS INTRODUCTION ....................................................................................................................................... 3 1. LEGALIZATION OF A COMPANY WITH A FOREIGN OWNER IN RUSSIA ....................................... 4 1.1. Laws ....
same time, at a people who produce nothing and consume everything that others produce. We are always ready to make excuses about the inventions and products our people have perfected in long gone eras, but which have been stolen from us, and the ones who stole them have gone on to become very rich. This is nothing but an excuse for our failures. In 1987, David Sun and John Tu, both immigrants, started their Kingston Technology Company in Fountain Valley, California with hardly much financing 3 other than their savings. Nine years later they sold 80 percent of the company to the Softbank Corporation of Japan for $1.5 billion. The company is still going strong, and they still control 20%, after pocketing $1.5 billion. In 1997, former US President George W. Bush was asked to speak to a group of officials of Global Crossing Ltd., a telecommunications company, at a fee of $80,000. Since the company
800.833.5738 WWW.MWP.COM Since 1981, Michael Wiese Productions has been dedicated to providing both novice and seasoned filmmakers with vital information on all aspects of filmmaking. W e have published nearly 100 books, used in over 600 film schools and countless universities, and by hundreds of thousands of filmmakers worldwide. Our authors are successful industry professionals who spend innumerable hours writing about the hard stuff: budgeting, financing, directing, marketing, and distribution. They believe that if they share their knowledge and experience with others, more high quality films will be produced. And that has been our mission, now complemented through our new web-based resources. W e invite all readers to visit www.mwp.com to receive free tipsheets and sample chapters, participate in forum discussions, obtain product discounts — and even get the opportunity to receive free books, project consulting, and other
For certain customers, a very good price, perhaps as much as $400 below com- petitors' prices, is offered on a car. The good deal, however, is not genuine; the dealer never intends it to go through. Its only purpose is to cause prospects to decide to buy one of the dealership's cars. Once the decision is made, a number of activities develop the customer's sense of personal commitment to the car-a fist- ful of purchase forms are filled out, extensive financing terms are arranged, some- times the customer is encouraged to drive the car for a day before signing the contract, "so you can get the feel of it and show it around the neighborhood and at work." During this time, the dealer knows, customers typically develop a range of new reasons to support their choice and to justify the investments they have now made (Brockner ~ Rubin, 1985; Teger, 1980). Then something happens
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