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"buyer" - 28 õppematerjali

ICC müügileping
23
doc

ICC müügileping

............................................................................................................5 A-2 CONTRACT PRICE (ART. 4)...................................................................................................................................5 A-3 DELIVERY TERMS..................................................................................................................................................5 A-5 INSPECTION OF THE GOODS BY BUYER (ART. 3)...........................................................................................6 A-6 RETENTION OF TITLE (ART. 7)............................................................................................................................6 A-7 PAYMENT CONDITIONS (ART. 5)........................................................................................................................6 A-8 DOCUMENTS...............................................

Majandus → Majandus
119 allalaadimist
Michael E Porter-2000- Location-Competition-and Economic Development-Local Clusters in a Global Economy
6
docx

Michael E.Porter (2000) „Location, Competition, and Economic Development: Local Clusters in a Global Economy“

mikroökonoomika tasandil läbi klastrite. „Clusters are a driving force in increasing exports and are magnets for attracting foreign investment.“ (Porter 2000) Väga suur roll on ka klastrite võimekusel suurendada eksporti ning muuta teatud geograafiline piirkond atraktiivseks välisinvestoritele, ning välisnvesteeringuid peetakse majanduskasvu ja -arengu üheks olulisemaks eelduseks. „Firms within a cluster often are able to more clearly and rapidly perceive new buyer needs. Just as with current buyer needs, firms in a cluster benefit from the concentration of firms with buyer knowledge and relationships, the juxtaposition of firms in related industries, the concentration of specialized information-generating entities, and buyer sophistication.“ (Porter 2000) Seega tõukavad klastrid ettevõtteid tihedamale koostööle ja eelnevalt nimetatud keerukamate tootmisvõimaluste suunas, et pakkuda innovaatilisi ja unikaalseid tooteid. Tedlik

Tehnoloogia → Tehnoloogia valitsemine
6 allalaadimist
Baaslogistika Module 1-5 Konspekt
18
docx

Baaslogistika Module 1-5 Konspekt

Delivery credit Letter of credit (аккредитив)– a letter issued by a bank to another bank (especially one in a different country) to serve as a guarantee for payments made to a specified person under specified conditions. Incoterms are international delivery conditions that regulate the transfer of goods between buyer and seller, with regard the the:  Cost;  Risk. The delivery conditions determine how payment between both parties is regulated concerning the following issues:  Taxes, export levies(сборы/maksud) and import duties;  Other official levies;  Insurance;  Transport costs;  Expenses and efforts for the fulfilment of customs formalities. Critical points:  Cost;  Risk;  Documents.

Logistika → Baaslogistika
5 allalaadimist
Demand and Supply
7
doc

Demand and Supply

between the price and quantity of a good purchased. The nature of the "demand function" depends on the nature of the good considered and the relationship being modeled. In most cases the demand relationship is based on an inverse or negative relationship between the price and quantity of a good purchased. · The demand function is a model that "explains" the change in the dependent variable (quantity of the good X purchased by the buyer) "caused" by a change in each of the independent variables. · Since all the independent variable may change at the same time it is useful to isolate the effects of a change in each of the independent variables. · To represent the demand relationship graphically, the effects of a change in PX on the QX are shown Change in demand A change in demand is a "shift" or movement of the demand function.

Majandus → Micro_macro ökonoomika
12 allalaadimist
Strateegilise juhtimise konspekt
14
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Strateegilise juhtimise konspekt

flatter organizational structures turbulent environments increased employee autonomy higher knowledge requirements increased globalization increased employee decision making Porter's competitive strategies: low cost strategy ­ the ability of a comnpany or business unit to design, produce and market comparable product more efficiently that its compeditors o cost focus ­ low-cost compeditive strategy that focuses on a particular buyer group, product line segment, or geographic market and ettempts to serve only this niche to the exclusin of others Differentation strategy ­ the ability of a company or business unit to provide a unique or superior value to the buyer in terms of product quality, special featues or after sale service Differentation focus ­ concetrates on a particular buyer group, product line segment

Majandus → Juhtimine
17 allalaadimist
The economics of fare trade
12
pptx

The economics of fare trade

stated goal is to help producers in developing countries achieve better trading conditions and to promote sustainability · Label informs consumers that the product was produced in a socially and environmentally responsible manner Fair trade aims to: · Improve the living conditions of producers in developing nations · Attempts to achieve higher prices for producers · Greater availability of financing for producers · Longer-term and more sustainable buyer-seller relationships · The creation and/or maintainance of effective producer or worker organizations · Improved social goods and community development · Use of environmentally friendly production processes Requirements for certification: 1. Prices - produsers are guarateed a minimum price for the good, and a fare trade premium 2. Workers - safe working conditions, wages at least equal to the legal minimum, child labor is prohibited 3

Keeled → Inglise keel
1 allalaadimist
Monopoly
5
docx

Monopoly

Monopoly Market Power In pure competition sellers are "price takers." ­ No seller (or buyer) has the ability to influence the market price. In most markets, at least one or more of the conditions required for pure competition are violated. This gives sellers or buyers the ability to influence the market price and allocation of resources Pure competition results in an optimal allocation or resources given the objective of an economic system to allocate resources to their highest valued uses or to allocate relative scarce resource to

Majandus → Micro_macro ökonoomika
8 allalaadimist
Investors Handbook-A Legal Guide to Business in Georgia
133
pdf

Investors Handbook. A Legal Guide to Business in Georgia

and a new auction can be announced. Georgian legislation does not specify any further rules for repeated auctions. 93 CYAN MAGENTA YELLOW BLACK 93 Signing agreement with the winner of auction After auction is completed and the winner is identified, an agreement is signed between the seller and the buyer of the property. Pursuant to this agreement, the buyer is entitled to register the property and his ownership of it in the Public Registry (according to the Georgian legislation the ownership title on immovable property is effectively transferred only upon the adequate registra- tion of property in the Public Registry). The standard form of the agreement is elaborated by the Ministry. The buyer is obliged to pay full the purchase price during the term specified by the agreement.

Keeled → Inglise keel
4 allalaadimist
Rita Hayworth and the Shawshank Redemptioon
3
doc

Rita Hayworth and the Shawshank Redemptioon

All of them were Kools what was Andy's brand. · Plaster cast of tyre tracks. These were exactly same as Andy's car. 4. Dishtowels are so important because killer used these as silencer, when he killed Andy's wife and her lover. 5. Sherwood Bolton was in jail from 1945 to 1953. All that time he had a pigeon in his cell. 6. Rock hound ­ person who is interested in rocks. 7. Andy brought 500 dollars into Shawshank. 8. Red's one condition was that if buyer gets caught, he'll say he found that item. 9. The part about `the sisters' made me feel badly, because what they do is inhuman. 10. Areas where `the sisters' attacked their victims were showers, areas way behind industrial washers and sometimes the infirmary too. 11. Andy threatened to throw Hexlite into first four men eyes who attacked him. 12. Bogs was badly beaten and found in his cell. 13. The present that Andy gave to Red was two pieces of quartz, which were polished

Keeled → Inglise keel
5 allalaadimist
Marketing
4
docx

"Marketing"

By being diligent in your marketing and creating an easy strategy such as holding yourself accountable to contact ten customers or potential customers daily five days a week you will see your business grow at an exceptional rate. The great thing is it will not take a large marketing budget to make it happen. Someone once told me that selling is the art of closing the deal but selling is first and foremost a transaction between the seller and the prospective buyer or buyers. If you're interested in improving your selling skills, you'll find that there are supposedly many kinds of selling that you should use or should avoid, such as high-pressure selling, persuasive selling, no-pressure selling, targeted selling, but all of them amount to the same thing in the end; selling is the art of persuading the consumer that buying the product or service will benefit him or her.

Keeled → Inglise keel
37 allalaadimist
European Union
8
docx

European Union

2007 ­ Romania and Bulgaria No member state has ever left the Union, although Greenland (an autonomous province of Denmark) withdrew in 1985. EU at present Almost in all the territory of the European Union can travel without passport and border checks For personal usage everyone may buy goods without limits and extra taxes from a country where it is cheaper. Common money euro enables buyer to compare the prices in member countries where that currency is in use. Travelling to member countries has become simpler because the discomfort and expenses related to changing the currency is forgotten Over two million young people has been studying or practice in some other EU countries via European Union. Union does not decide the content of schooling programs, but guarantee that acquired education and qualification will be accepted in other EU member states.

Keeled → Inglise keel
16 allalaadimist
Shops and Shopping
3
docx

Shops and Shopping

Task 1. Underline the most suitable word or phrase. a) That new clothes shop has a lot of very good bargains/sales. b) On Saturday morning the High Street is full of customers/shoppers. c) It costs £9, so give her £10, and she'll give you £1 change/rest. d) I don't go to that supermarket because it's a bit priced/pricey. e) You cannot return goods without the original recipe/receipt. f) Supasoft Soaps are for sale/on sale here. g) A carrier bag is free with each buyer/purchase over £10. h) If you pay cash, we can give you a 10 per cent cutting/discount. i) How much did you pay/spend for your new shoes? j) This is a good shoe shop, but the costs/prices are very high. Task 2. Rewrite each sentence so that it includes the word given in capitals. a) I can't manage to see what the price is. Let's ask MAKE inside. I can't make out what the price is. Let's ask inside. b) Is this coat the right size? Can I check

Keeled → Inglise keel
4 allalaadimist
Consumer behavior
4
docx

Consumer behavior

services (Moutinho, Ballantyne & Rate, 2011, p. 83) The nature of consumer behavior is focusing on when, why, how and where people do or do not buy products. It blends elements from psychology, sociology, social anthropology, and economics. It attempts to understand the buyer decision making process, both individually and in groups. It also tries to assess influences on the consumer from groups such as family, friends, reference groups and society in general (Sandhusen, 2000, p. 218, 219) The study of individuals, groups, or organizations and the processes they use to select, secure, use and dispose of products, services, experiences, or ideas to

Keeled → Inglise keel
1 allalaadimist
Pure Competition
7
docx

Pure Competition

­ ONLY ONE MARKET PRICE Firm's Output The firm's choice of method and level of the costs of output is dependent on costs and revenue associated with each output alternative. · Productions are reflected in the supply side of the model. The revenue of the firm is reflected in the demand functions. Average, Total and Marginal Revenue Average Revenue (AR) schedule = demand schedule ­ Price per unit to buyer = revenue per unit to seller ­ average revenue=price Total Revenue (TR)= Price x Quantity (increases by constant amount ­ constant price) ­ TR = P x Q · Straight upward sloping line ­ constant slope (= price) · The area formed by the rectangle with coordinates (0,0), (0,P), (0,Q), (P,Q) Marginal Revenue (MR) = Change in Total Revenue from selling ONE additional unit of output. Same as price.

Majandus → Micro_macro ökonoomika
9 allalaadimist
Turundus juhtimine
10
doc

Turundus juhtimine

· riski vähendamine (tajutav risk võib olla füüsiline, finantsiline, sotsiaalne, psüholoogiline); · staatus (suhe mõne ettevõttega võib olla teatav staatuse näitaja); · kuuluvustunne (suhe mõne ettevõttega võib rahuldada kliendi sotsiaalseid vajadusi); · tundes klienti paremini, saab ettevõtte talle sobivamaid pakkumisi teha. 8. Mida tähendab Win-Win suhe kliendisuhete juhtimise kontekstis? This It is when both the buyer and the seller feel that they have won the transaction, Positive Outcome. In an ethically run business, these situations are the norm and they also create customer loyalty. Excellent customer service is an integral part of creating a win - win as is problem solving of issues. For the buyer of a product or service whether another business or a private consumer, the win is always that they get good value for the money they spend. In addition, the quality is good and so is the customer service

Majandus → Turundus
279 allalaadimist
Õigusalase inglise keele sõnad väljendid eesti keelse tõlkega-units 12-18
11
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Õigusalase inglise keele sõnad/väljendid eesti keelse tõlkega (units 12-18)

172. contacting on standard terms ­ lepingu sõlmimine tüüptingimustel 173. procedural and substantive fairness ­ menetluslik ja sisuline õigus 174. prohibited standard clauses 175. consumer association ­ tarbijate ühistu 176. valid ­ legally acceptable; having force 177. contract ­ an agreement between two or more parties 178. counteroffer ­ vastupakkumine (offer made in reply to another offer) 179. transaction ­ an agreement between a buyer and a seller to Exchange an asset for payment 180. to harmonise ­ to cause to be in agreement with each other or sth else 181. to conclude ­ sõlmima (to arrange or settle sth after lõng talking or argument; to bring about) 182. term ­ condition or duty which has to be carried out as part of a contract 183. reciprocal ­ given and received in return; exchanged between two people or groups 184. binding ­ which legally forces someone to do sth 185

Keeled → Inglise keel
28 allalaadimist
Rahvusvaheline äritegevus Eksam
20
docx

Rahvusvaheline äritegevus Eksam

than 200 countries. In order to keep a consistent brand, Coke tastes the same in every region but the size, shape, and labeling of the bottle are changed to match the norms in each country. • McDonald’s makes certain that a Big Mac tastes the same in every country; but it also varies items on its menu according to local tastes. • Starbucks also adjusts their menu to fit local tastes. In Hong Kong, for example, they sell Dragon Dumplings. And as a global buyer of coffee, the company has long had a reputation for engaging local cultures according to their needs. • In Japan, Kentucky Fried Chicken has managed to associate their product with Christmas, and every year Japanese line up around the block to get their KFC chicken on that day. • Also Apple, Facebook etc INTERNATIONAL MARKETING CHALLENGES Since global marketing involves a variety of different products and opportunities, it’s

Majandus → Rahvusvahelise majanduse...
49 allalaadimist
Introduction of SCM
40
doc

Introduction of SCM

reducing internal and external failure costs and working with suppliers to produce the most cost efficient means of manufacturing a product. 8 6. Mutual Success: Among supply chain partners ensures mutual success. Collaborative planning, forecasting and replenishment (CPFR) is a longer-term commitment, joint work on quality, and support by the buyer of the supplier's managerial, technological, and capacity development. This relationship allows a company to have access to current, reliable information, obtain lower inventory levels, cut lead times, enhance product quality, improve forecasting accuracy and ultimately improve customer service and overall profits. The suppliers also benefit from the cooperative relationship through increased buyer input from suggestions on improving the quality and costs and though shared savings

Varia → Kategoriseerimata
3 allalaadimist
Marilyn Monroe
9
doc

Marilyn Monroe

1948 stag film which features a woman who looks similar to Marilyn but was later identified as a lookalike.[50] On April 14th, 2008, a story published in the New York Post and Reuters, reporting that a dealer had claimed to have sold for $1.5m a 15-minute black and white 16mm film of Monroe performing oral sex on an unidentified man, got widespread mainstream media coverage.[51][52] The dealer is not reported as having identified the seller or the buyer, or as having presented any evidence for the film or the sale. [53] FBI documents indicate a "French type" film of Monroe was confiscated from an informant in the 1950s.[54] Quotes Wikiquote has a collection of quotations related to: Marilyn Monroe" Hollywood is a place where they'll pay you a thousand dollars for a kiss, and fifty cents for your soul. " " I think that when you are famous every weakness is exaggerated. (...) Goethe said, "Talent is developed in privacy," you know

Ajalugu → Ajalugu
10 allalaadimist
Leksikoloogia konspekt-uus
20
doc

Leksikoloogia konspekt (uus)

 Found – past tense and participle of find, to found  Full homonyms – all forms coincide  Partial homonyms – some forms coincide 38. Homophones  One or more words that are identical in sound but have a different spelling and meaning. o beer/bier, there/their/they're.  The occurrence of homophones is largely a matter of historical chance, in which words with distinct meanings come to coincide phonologically: byre a cowshed, buyer one who buys.  Words may be homophones in one variety of English but not another: father/farther and for/four are homophonous in RP, but not in AmE and ScoE; wails/Wales are general 14 homophones; wails/Wales/whales are homophones for many, but not in IrE and ScoE. Whether/whither are homophones in Scotland, but not whether/weather, which are

Keeled → Inglise keel
14 allalaadimist
Interaktiivne Turundus - Rene Arvola - mõisted ja mudelid - kordamisküsimused
82
pdf

Interaktiivne Turundus - Rene Arvola - mõisted ja mudelid - kordamisküsimused

läbi tarbija silmade ja tuua välja tema eelistused.  Positsioonikaardi koostamiseks eristatakse põhikonkurendid, tarbijatele olulised tunnused,  mille alusel konkurente võrreldakse, ja konkurentide positsioonid vastavalt valitud  tunnustele.    ● Tarbija ostuotsustusprotsess (vajaduse määratlemine, info kogumine, alternatiivide  võrdlemine, ostu sooritamine, ostujärgne hindamine)) (consumer decision­making  process, buyer decision­making process, buying process (need recognition,  information search, evaluation of alternatives, purchase, postpurchase behaviour))    1.​ETAPP ­ Vajaduse määratlemine /probleemi teadvustamine   ​ Vajadus tekib, kui inimene märkab erinevust asjade soovitud seisu ja tegeliku olukorra vahel. 

Majandus → Turundus
41 allalaadimist
Cialdini raamat
548
pdf

Cialdini raamat

research findings, sayings, and customs the book. Boston. New York • San Francisco Mexico City • Montreal • Toronto • London • Madrid • Munich • Paris Hong Kong • Singapore • Tokyo • Cape Town • Sydney Acquisitions Editor: Michelle Limoges Editorial Assistant: Christina Manfroni Executive Marketing Manager: Wendy Gordon Production Supervisor: Liz Napolitano Editorial Production Service: Modern Graphics, Inc. Manufacturing Buyer: JoAnne Sweeney Electronic Composition: Modern Graphics, Inc. Interior Design: Modern Graphics, Inc. Photo Researcher: Rachel Lucas Cover Design: Joel Gendron For related titles and support materials, visit our online catalog at www.pearsonhighered.com Copyright © 2009, 2001 Pearson Education, Inc. All rights reserved. No part of the material protected by this copyright notice may be reproduced or utilized in any form or by any means, electronic or mechanical, including

Psühholoogia → Psühholoogia
24 allalaadimist
Psühholoogia bioloogiline--kognitiivne- ja sotsiaalne vaade
26
doc

Psühholoogia bioloogiline-, kognitiivne- ja sotsiaalne vaade

other players did. Anderson and Pichert investigated if schema processing influences both encoding and retrieval. The participants in their experiment were given one schema at the encoding stage and another one in the retrieval stage, to see if they were influenced by the lateral schema when they had to recall the story. The story was based on 72 points, rated by a group of people. Half of the participants were asked to read it from the point of view of a house-buyer and half of a point of view of a burglar. After reading, they performed a distracting task for 12 minutes and then they were asked to recall. Then half of the participants were asked to change their schema and half retained the original one. There was another 5-minute delay. When they recalled the story the second time, the researchers found that the participants who changed their schema recalled 7 per cent more points compared to the first trial. Recall of points that were

Psühholoogia → Psühholoogia
46 allalaadimist
NOTARIAADI KORRALDUS EESTIS JA VENEMAAL
48
doc

NOTARIAADI KORRALDUS EESTIS JA VENEMAAL

notariates, to find the differences between the past and present structures, their positive and negative aspects, and to observe what changes have happened in notaries` work and in elements of law. Research concerns notary`s legal status, main aspects of notaries` work and their functions, notary post, notary appointment to the post and clearing of a post, notary`s responsibility and notary`s work supervision. In modern society notary is nor seller neither buyer lawyer, but both sides` adviser and the person who offers legally correct way. His duty and hope is to find the decision which would cover the interests of both sides and besides this he has to be the legal defender for the other people involved. By his actions notary guarantees the legality of relations and included sides` rights and responsibilities congruence with their desires. As a result of the analysis the author came to following conclusions:

Õigus → Õigusteadus
79 allalaadimist
Anna Karenina-kokkuvõte
17
odt

"Anna Karenina" kokkuvõte

He develops ideas relating to agriculture and the unique relationship between the agricultural labourer and his native land and culture. He believes that the agricultural reforms of Europe will not work in Russia because of the unique culture and personality of the Russian peasant. Stiva stays with Levin on his country estate when he makes a sale of a plot of land, to provide funds for his expensive city lifestyle. Levin is upset at the poor deal he makes with the buyer and his lack of understanding of the rural lifestyle. Levin pays Dolly a visit, and she attempts understand what happened between him and Kitty and to explain Kitty's behaviour to him. Levin is very agitated by Dolly's talk about Kitty, and he begins to feel distant from her as he perceives her behaviour towards her children as false. Levin resolves to forget Kitty and contemplates the possibility of marriage to a peasant woman

Kirjandus → Kirjandus
333 allalaadimist
TSIVIILÕIGUSE ÜLDOSA
45
doc

TSIVIILÕIGUSE ÜLDOSA

Kohtusse pöördub reeglina pool, kes tühistamisega ei nõustu ja leiab, et tühistamine ei oma õiguslikke tagajärgi. Tühistamisel sama tagajärg, mis tühisel tehingul (TsÜS § 90). Tehingu tühistamist tuleb eristada lepingust taganemisest ja lepingu ülesütlemisest (VÕS § 188; 195). Tühistamise korral kahju hüvitamine piiratud (piirdub usalduskahjuga), tähtajad erinevad. Vt Saare; Sein; Simovart. The Buyer`s Free Choice Between Termination and Avoidance of Sales Contract. Juridica International, 2008, nr 15 pp 43-53. · Tühistamise eeldused on (formaalsed ja materiaalsed): 1) Tühistamise lubatavus; 2) Tühistamise alus; 3) Tühistamise tähtaegsus. Tühistamise lubatavus. Lubatud põhimõtteliselt kõigi tehingute puhul. Tühistamine eeldab kehtiva tehingu olemasolu. Üksikjuhtudel tühistamine ei ole lubatud (nt abielu sõlmimise

Õigus → Tsiviilõiguse üldosa
19 allalaadimist
CPM1A Programmable Controllers Operation Manual 1784470
402
pdf

CPM1A Programmable Controllers Operation Manual 1784470

a period of one year (or other period if specified) from date of sale by OMRON. ÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁ ÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁ OMRON MAKES NO WARRANTY OR REPRESENTATION, EXPRESS OR IMPLIED, REGARDING ÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁ NON–INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR PARTICULAR PURPOSE OF THE PRODUCTS. ANY BUYER OR USER ACKNOWLEDGES THAT THE BUYER OR USER ALONE HAS ÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁ DETERMINED THAT THE PRODUCTS WILL SUITABLY MEET THE REQUIREMENTS OF THEIR ÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁ INTENDED USE. OMRON DISCLAIMS ALL OTHER WARRANTIES, EXPRESS OR IMPLIED. ÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁ ÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁÁ LIMITATIONS OF LIABILITY

Tehnika → Automatiseerimistehnika
9 allalaadimist
William Shakespeare - Hamlet
406
pdf

William Shakespeare - Hamlet

[Sings] A pick-axe, and a spade, a spade, For and a shrouding sheet: O, a pit of clay for to be made For such a guest is meet. Throws up another skull HAMLET There's another: why may not that be the skull of a lawyer? Where be his quiddities now, his quillets, his cases, his tenures, and his tricks? why does he suffer this rude knave now to knock him about the sconce with a dirty shovel, and will not tell him of his action of battery? Hum! This fellow might be in's time a great buyer of land, with his statutes, his recognizances, his fines, his double vouchers, his recoveries: is this the fine of his fines, and the recovery of his recoveries, to have his fine pate full of fine dirt? will his vouchers vouch him no more of his purchases, and double ones too, than the length and breadth of a pair of indentures? The very conveyances of his lands will hardly lie in this box; and must the inheritor himself have no more, ha? HORATIO Not a jot more, my lord. HAMLET

Keeled → Inglise keel
6 allalaadimist


Sellel veebilehel kasutatakse küpsiseid. Kasutamist jätkates nõustute küpsiste ja veebilehe üldtingimustega Nõustun