Most adults have a bank account. The current account is for general expenses but some people also have a deposit account by which you can earn interest on your money. You can take money out of your bank account by using a cash card. When you use a credit card, you arrange to pay at later time. The main commercial bank offer bank loans for individuals or small businesses. Merchant bank deal with company finance on a larger scale. Banks also offer services such as mortgages, insurance, and buying and selling shares and foreign currency.
TALLINNA ÜLIKOOL POLITICAL SCIENCE AND GOVERNMENT INSTITUTE ANNELI PALM CRITISIM ABOUT IMF AND WORLD BANK INTERNATIONAL POLITICAL ECONOMY (RIR6032/RIR6004) ESSAY 2014 Contents TALLINNA ÜLIKOOL.............................................................................................. 1 Introduction............................................................................................................ 3 Basic of liberalism.................................................................................................. 4 International Monetary Fund and World Bank.........................................................4 IMF(International Monetary Fund)........................................................................4 WB(World Bank).................................................................................................
Vastuvõtutööalused KT 1. Toatüübid- SGL, TWIN, DBL, SUI, JUN SUI, INVA, ADJ, CON,TRIP, DBL DBL (2xlaivoodi) 2. Vooditüübid- crib, baby bed/baby cot, french bed/couch (diivan),bank bed (nari), LV (lisavoodi) 3. Vaated- parital ov-osaline/peaaegu olemata ov, ov- ookeani vaade, ocean front-ookean otse ees,beach front- rand otse ees, city view-linnavaade, mountain view- mägede vaade, water view- vaade veekogule, island view-vaade saarele, pool view- vaade basseinile. Garden view-vaade aeda. 4. Ametid vastuvõtus-tegema sisse-ja väljaregistreerimisi, sobitama inimesi tubadesse, arveldama, tegema pakkumisi, rääkima reisibüroodega, lahendama klientide probleeme, suhtlema klientidega, andma toateenijatele infot. 5. Mõisted- RO-ainult tuba, ei sööke; BB-majutus+hommikusöök;HB- majutus+2toidukorda;AL-kõik hinnas;FB- majutus+3toidukorda;UAL-kõik vägagi hinnas; a la car...
5. Financial Institutions and Services Objectives and Outcomes To give overview of main players. 5.1. Introduction It is common to distinguish between monetary financial institutions (MFIs) and other financial intermediaries. The distinction is based on the functions of institutions institutions in the first group (MFIs) play important role in the process of money creation in modern economies. European Central Bank (ECB) describes Monetary financial institutions as including national central banks (and also ECB in the euro area), credit institutions and non-credit institutions which receive deposits from general public (individuals and non-MFI firms) and grant credit and/or invest in securities. Major non-credit MFIs in Europe are money market funds. Credit institutions are defined in the directive 1 relating to the taking up and pursuit of the business of credit institutions as: a) undertakings whose business...
TALLINA TEHNIKAÜLIKOOL Majandusteaduskond Rahanduse ja majandusteooria instituut Rahanduse ja panganduse õppetool Annemar Neiland KREDIIDIASUTUSTEVAHELINE KONKURENTS EESTI TURUL Referaat Dotsent Ilzija Ahmet TTÜ 2015 SISUKORD SISSEJUHATUS.........................................................................................................................3 1EESTIS TEGUTSEVAD KREDIIDIASUTUSED...................................................................4 1.1Swedbank...........................................................................................................................4 1.2SEB Pank..........................................................................................................
EESTI PANGAD SISUKORD SISUKORD.................................................................................................................................1 Pankade kadumine Eesti pangandusturult 1990-2009................................................................ 1 Kunagised suuremad pangad.......................................................................................................5 1.Aktsiapank Eesti Hoiupank..................................................................................................5 2.Hansapank............................................................................................................................5 3.Ühispank.............................................................................................................................. 5 Pangad Eestis Täna.......................................................
Oluline info täiskasvanule IDkaardi taotlejale 30.06.2012 KODAKONDSUS JA MIGRATSIOONIBÜROO TEENINDUSTES Teeninduses esitage IDkaardi taotlemiseks vajalikud dokumendid. Teenindaja vormistab kohapeal taotlusankeedi (eelnevalt täita ei ole vaja). EESTI VABARIIGI VÄLISESINDUSES Välisesinduses esitage IDkaardi taotlemiseks vajalikud dokumendid (taotlusankeet täidetuna). POSTI TEEL Saatke taotlemiseks vajalikud dokumendid ja koopiad originaaldokumentidest aadressile: TAOTLUS Politsei ja Piirivalveamet Sõle 61a 10313 Tallinn NB! Posti teel saate IDkaarti ja passi koos taotleda, kui eelmise passi taotlemisest ja sõrmejälgede andmisest on möödunud vähem kui 2 aastat. Muul juhul tuleb IDkaardi ja passi koos taotlemiseks isiklikult teenindusse pöörduda. Taotlusankeedile lisatava...
UNIT 5 National culture riigi kultuur, country culture Hierarchy-subordinates have to report to managers, one person is leader Subordinates- alluvad, persons who report to somebody Authority- right to make decisions and give orders Delegate- edasi andma, give authority to subordinates Initiative- omaalgatuslik, makes decisions without asking their manager Abroad- välismaal, in or to foreign country (2) A minefield-varitsevad ohud, a situation with hidden dangers A pitfall-hädaoht, a likely problem(7) A custom- tava, something done in a society because of tradition (1) Etiquette- etikett, formal rules for polite behaviour in society (3) Scheduled- plaaniline, arranged for a certain time To be a sign of- to show or represent (5) Offensive- solvav, rude or insulting (4) A compliment- something that expresses admiration Sensitive- able to understand others feelings (6) Impossible- võimatu ...
Names with and without the. A/ We do not use 'the' with names of most streets/roads/squares/parks etc.: Union Street (not 'the...') / Fifth Avenue/ Piccadilly Circus/ Hyde Park Blackrock Road/ Broadway/ Times Square/ Waterloo Bridge Many names (especially names of important buildings and institutions) are two words: Kennedy Airport/ Cambridge University The first word is usually the name of a person ('Kennedy') or a place ('Cambridge'). We do not usually use 'the' with names like these. Some more examples: Victoria Station (not 'the...') / Edinburgh Castle/ London Zoo/ Westminster Abbey/ Buckingham Palace/ Canterbury Cathedral But we say 'the White House', 'the Royal Palace', because 'white' and 'royal' are not names like 'Kennedy' and 'Cambridge'. This is only a general rule and there are exceptions. B/ Most other names (of places, buildings etc.) have names with the: These places usually have names w...
London Liis Naptal 10a Generally Leading business, financial and cultural centre. Major tourist destination. Over 300 languages are spoken. Over 7,5 million people. Royal Botanic Gardens Between Richmond and Kew in southwest London. Botanical research and education institution. Attractions: Alpine house, Minka house, museums etc. Ealing Studios Television and film production company. The oldest film studio in the world. Over 60 films. Royal National Theatre Located on the South Bank. Building was designed by architect Sir Denys Lasdun. Presents a varied programme. Madame Tussauds It was set up by wax sculptor Marie Tussaud. Dr. Philippe Curtius. Chamber of Horrors. Saint Margaret's Church Westminster Abbey on Parliament Square. In the 12th century by Benedictine monks. Has been rebuilt twice. Harrods Largest department store. Ha...
Two holidays in the UK In the UK are many holidays, some are weird, some aren't. I describe two holidays, which I think are quite interesting. Bank holidays are public holidays in the United Kingdom, when banks and many other businesses are closed for the day. One bank holiday is Stiltion Cheese Rolling. Cheese Rolling has become an annual event in Stilton and every May Day hundreds of villagers and visitors make their way to the main street to watch the teams battling for the honour of being called the 'Stilton Cheese Rolling Champions'. The event is also Stilton village festival, and includes Maypole dancing, live music and other entertainment. There are side-shows, fairground rides, stalls, food and drink, and a concert in the evening. The Floral Dance always takes place on the 8th of May, except when that falls on a Sunday or Monday, when the Dance is held ...
THE INTERNET AND E-COMMERCE 1. ISP it is a organization that provides internet access. The internet service provider. 2. e-tailing - the selling of goods and services on the Internet or through e- mail solicitation. 3. B2C.- business-to-consumer, selling to the public on the internet. 4. e-procurement - 5. B2G business-to-goverment, business applay for government contracts and pay taxes. 6. shopping cart Shopping cart is where you put product you have purchased from online shop. 7. last mile problem how to deliver products, purcased on internet to the customers 8. bricks-and-mortar shop Brick and mortar shops are physical shops where customers interact face-to-face. They are opposite to online shops. TELEMARKETING 1. telemarketing for of direct marketing, where telemarketers call to their customers 2. cost per inquiry, cost per order its how they measure the success of telemark...
· Suuremõisa Castle. Suuremõisa Castle was built in the second half of the 18th century on the initiative of Countess EbbaMargaretha Stenbock (17041776). The wings are erected in 1772. There are 64 rooms in the Castle. 6 ponds were dug in the grounds of the Castle and a park and a garden established. In 1796 the Castle was sold to Baron UngernSternberg. The attic of the Castle has doubleceiling, where the Baron used to hide the treasures stolen from ships that had sunk in the Näkimadalad. On 19 October 1802 the Baron killed Karl Johannes Malm, the Captain (of Swedish origin) of his ship "Brig Morian", in this Castle. For this the baron was deported to Siberia. There are currently two schools in the Castle: Suuremõisa Gymnasium and Suuremõisa Technical School. In the latter one can also study how to become a ship's captain. · The Estonian Railway Museum is located in the s...
kristen Atlanta Atlanta Country: United States of America. State: Georgio. Atlantas lives 5,522,942 people (2013). Westin Peachtree Plaza Hotel The Westin Peachtree Plaza, Atlanta is a skyscraper hotel on Peachtree Street in downtown Atlanta. At 261,1m high. the tower is the second-tallest all-hotel skyscraper in the Western Hemisphere, and the 17th tallest all-hotel building in the world. Georgia Aquarium The Georgia Aquarium is a public aquarium in Atlanta. It houses more than 100,000 animals, representing 500 species, and was the world's largest aquarium when it opened in 2005 The Coca-Cola Company The Coca-Cola Company is an American multinational beverage corporation, which is headquartered in Atlanta. Six Flags Over Georgia Six Flags Over Georgia (1967) is a theme park located west of Atlanta. Six Flags Over Georgia, like most amusement ...
Kati-Liis Karu 03.01.2011 The euro in Estonia Joining the European Union in 2004 made people in Estonia think about the changing of currency. We had almost six years to get used to the fact that the Estonian kroon is eventually going to end. In that time there was a lot of discussion about whether we should stick to the kroon or change our money to the euro. Lots of people were afraid that they lose their money during the period of transition - this belief was quite popular among people who still remember the time when the Russian rubles were changed into kroons and did lose much money. Luckily there haven't been any complaints yet. The reason I chose this political concern is its contradictoriness. I myself dislike the fact that the kroon is "leaving us" but I hope that in the long run it will seriously benefit us. According to Conjuncture Institute's research 39% of responden...
Mikro ja makroökonoomika terminid Eesti keeles English На русском Majanduse alusmõisted. Fundamentals of Economics. Фундаментальные понятия ökonoomika economics экономика Ceteris paribus „Other –things-equal” assumption, «при прочих равных условиях» „Muude tingimuste samaks Ceteris paribus jäädes” põhimõtted Principles принципы Teaduslik meetod Scientific method Научный метод seos tradeoffs связь piiranalüüs Marginal analysis Предельный анализ kompositsiooniviga Fallacy of composition Композиционные ошибки Positiivne tõus Positive slope Положительный наклон Verikaalne ja horiso...
Erialane inglisekeel 2 semester. Software engineering Tarkvara tehnika. Sub.discliplines of software engineering. 1. Software requirements 2. Software design 3. Software develompment 4. Software testing 5. Software maintenance 6. Software configuration managment 7. Software engineering managment 8. Software development process 9. Software qengineering tools 10. Software quality Ex 1 1. analysing and defining the problem to be solved. 2. Desiging the program. 3. Coding. 4. Testing. 5. Training the users. 6. Dockumenting. 7. Obtaining feedback from user UML- united modeling language Algoritm- eeskiri mis tleb kuidas seda prorgammi kirjutada. Teine tund. protsessori- keskmine keel on assemble languages. Interpreted languages- tlgendamine. Declarated languages- kirjeldatakse programmi omadusi. Object- oriented class- based languages 1) multiple di...
Eestis tegutsevad pangad Eestis tegutsevad pangad on: Nord pank, Sampo pank, Swedpank, Bigpank, Krediidipank, Tallinna Äripank, LHV Pank Eesti, Bank DnB Nord ja SEB Pank. Pangad on rahaasutused, mis tegelevad raha hoiustamise, laenamise, investeerimise ja teiste finantsteenuste osutamisega. Pangad teenivad tulu laenuintresside, investeerimise ja finantsteenuste osutamise eest võetava tasu pealt. Nendel pankadel on palju ühist: tegelevad erinevate laenude ja liisingute andmisega, raha hoiustamisega, kindlustusega, fondide, investeeringute ja mitmesuguste arveldamistega. Krediidipank on Eestis finantsteenuste turul väike, kuid tugev ja kindel pank. Üheks suureks erinevuseks teiste suuremate pankadega on Krediidipanga poolt pakutav kõrgem tähtajalise hoiuse intress. Näiteks tähtajaline hoius 12-ks kuuks on 2,10% EUR. Erakliendile, kellel on hoiuselepingu sõlmimise hetkeks olnud Krediidipangas maksekonto ...
LVMH is a luxury goods group, whose products include wines and spirits, fashion and leather goods and fragrances and cosmetics. It isa a French company, and is committed to very high quality Marks and Spencer isa n international retailer, it s products include food, clothes and household furnishings. The compay is British and trains its stuff to offer a friendly, proffessional service. Kwik-fit is a company which fits tyres and exhausts to cars. And its name suggests, the company offers a fast service, usually while the customer waits. It is a British company. Mc Donald s is the world s largest hamburger restaurant company. It isa n American company and is committed to serving high quality food. First-Direct is a bank and offers a range of services. It is a British company and offers its customers 24 hours telephone banking Sony is a Japanese company which manufactures electornic and hi-fi equipment. It also operates in the music sector...
I am buying myself an apartment I would like to buy a apartment – I am 25 years old and I have some saving, actually – a lots of savings. I have saved a lot of money to buy my dream apartment in Tallinn. What kind of apartment would I like to buy? The apartment has to be in the downtown, it would be perfect, if it is located in Tallinn’s old town. The apartment should definitely have excellent view to the old town, it should be large and wide. I would love, when the apartment is in old house and if it is renovated, but still has some vintage style. The most important thing is that the apartment has to have two or more floors. Good dream, huh? In fact, in old town, there is an apartment that fits to my requirements – apartments like that are expensive and I have to get a loan. I decided that I will take the loan from Swedbank, SEB or LHV, because they offer a loan, that has better conditi...
Places I would like to visit in London Anni Petron Lagedi school VIII The London Eye · The London Eye is a giant Ferris wheel on the South Bank of the River Thames in London. · London Eye is also known as the Millennium Wheel · The London Eye was formally opened by Prime Minister Tony Blair on 31 December 1999 https:// www.google.ee/search?q=l&source=lnms&tbm=isch&sa=X&ved=0ahUKEwjC8b_96qjQAhWFDywKHUA0BGwQ_AUICCgB&biw=1280&bih=694#tbm=isch&q=london+eye&imgr c=nM3bY3L0TF94BM%3A · London eye cost £70 million. https:// www.google.ee/search?q=london+eye&espv=2&biw=1280&bih=694&site=webhp&source=lnms&tbm=isch&sa= https:// X&ved=0ahUKEwiMzOHk7ajQAhWCBywKHVkcA0AQ_AUIBigB#imgrc=b1UWbWaSw2LdyM%3A ...
"Now You See Me" The film starts with introducing the four main characters: a street-magician (Jesse Eisenberg); a beatiful lady who performs extreme tricks (Isla Fisher); a mentalist (Woody Harrelson) who reads poeple's mind using hypnosis to cheat off their money; and a humble illusionist (Dave Franco) who earns money with pickpocketing. A mysterious stranger slips each of them a Tarot card to what is written a date and an address. A year later a troupe of magicians called The Four Horseman, performs on Las Vegas. They represent a big difficult illusion, where a random person from audiance is teleported to bank in Paris in few seconds. About a minute later, the cash starts to fall down from the ceiling over the audience. The next day, FBI arrests The Four Horseman, and the big thrilling chase starts. The FBI, leaded by the general agent (Mark Ruffalo) and an Interpol detective (Mélanie La...
The United Kingdom and London United Kingdom is a political name of the United Kingdom of Great Britain and Northern Ireland. These political names include the countries of England, Scotland and Wales. Every country has its own capital and language. The capital of England is London, the people there are english and the language spoken is English. In scotland live the scots, capital is Edingburg and the languages spoken are English and Scottish. The capital of Wales is Cardiff, the people tehre are welsh and the languages spoken are welsh and English. N. Ireland is the home for the Irish, the capital is Belfast and the language is Irish. The first inhabitants were Iberians and Celts who settled on the land and were often at war with each other. In AD 43 Britain was made a Roman province. The romans stayed there for three hundred years. After the romans left came the Angles, Saxons and Jutes...
TRADERUN MOODUL TRADERUN MODULE BUSINESS PECULIARITIES IN THE EU, RUSSIA AND EASTERN PARTNERSHIP COUNTRIES ÄRI ERIPÄRAD EUROOPA LIIDUS, VENEMAAL JA IDAPARTNERLUSRIIKIDES Lecturers: Ryhor Nizhnikau (responsible) Giorgi Gaganidze, Sergei Proskura, Andres Assor P2EC.00.202 (UT code), RIE 7044 (TLU code) Reading materials: Business peculiarities in Ukraine and Belarus Lugemismatejal: Äri eripärad Ukrainas ja Valgenenes Created by Andres Assor Tartu 2013 TABLE OF CONTENTS INTRODUCTION ................................................................................................................... 4 1. UKRAINE ...................................................................................................................
Sightseeing *Haanja Nature Park Haanja Nature Park (area about 17,000 ha) is situated on the Upland of Haanja and was established for the protection of the highest region of Estonia and the Baltic States In addition to the beautiful domed hills, deep valleys and picturesque small lakes old villages, customs and cultural traditions have been preserved * Timmas Nature Reserve Timmas Nature Reserve(the Reserve) is taken under the protection of natural forest and meadow colonies of protected species Reserve land and water protection regime is divided into the character and the degree of economic control of two special management zones and limited. *Suur Munamägi The highest point of the Baltic States Suur Munamägi (318 m, from foot to summit 62m) is situated in the Southern part of the Village of Haanja, 18km South from Võru There is...
Fiji covers a total area of some 194,000 square kilometres (75,000 sq mi) of which around 10% is land. Fiji is the hub of the South West Pacific, midway between Vanuatu and the Kingdom of Tonga. The archipelago is located between 176° 53 east and 178° 12 west. The 180° meridian runs through Taveuni but the International Dateline is bent to give uniform time to all of the Fiji group. With the exception of Rotuma, the Fiji group lies between 15° 42 and 20° 02 south. Rotuma is located 400 kilometres north of the group, 670 km from Suva, 12° 30 south of the equator. Fiji consists of 322 islands (of which 106 are inhabited) and 522 smaller islets. The two most important islands are Viti Levu and Vanua Levu. The islands are mountainous, with peaks up to 1,300 metres (4,250 ft), and covered with thick tropical forests. Viti Levu hosts the capital city of Suva, and is home to nearly three quarters of the population. Other important towns incl...
Main Sights England is known for its many world-famous sightseeings and people all around the world come to see them. Some of them are even like symbols of England. The most famous ones are: Stonehenge is one of the greatest national icons of Britain. That prehistoric monument is located in the plain of Salisbury, in the county of Wiltshire in the south-west of England. It is built of 150 enormous stones which are set in a purposive circular pattern. Stonehenge was probably built to mark the longest and shortest day of the year because it lies on the line of the midsummer sunrise and the midsummer sunset. That would have enabled people to keep a record of changing of seasons. Although it is still unclear who built it. Hadrian’s Wall is an ancient wall which was built in 2nd century by Hadrian, the emperor of Rome from AD 117 to 138, and it marked the northern border of the Roman Empire in Britain. The wall was 80 Roman miles (117 kilom...
PRODUCTS and BRANDS 1. product catalogue - a list of different products of one company 2. product mix - a range of similar in some way products considered together 2. product range - different particular and specific products of a company 3. product lifecycle - the stages of product lifetime and amount of people who use it at each stage 4. product positioning - is how we see a product or how a company would like us to see it in relation to other products 5. product placement - hidden commercial of a product. Customer can see a product in films, music videos and so on. 6. raw materials - basic materials from which products are made or manufactured 7. finished goods - are goods(products) that have completed manufacturing process and are ready to be sold and used by the end user 8. consumer goods - goods which are produced to satisfy consumer current needs and are bought for individual use 9. consumer durables - long time lasting products,...
LONDON Tarvi Langus 6. class Contains The Big Ben The Tower of London Hyde Park The London Eye The Tower Bridge More pictures The Big Ben Big Ben is the nickname for the great bell of the clock of the Palace of Westminister in London The Palace of Westminster was destroyed by fire in 1834. The tower has appeared in many films. Muutke teksti laade Teine tase Kolmas tase Neljas tase Viies tase The Tower of London The Tower of London is historic castle on the north bank of the River Thames in central London. The Tower of London has played a prominent role in English history. The Tower has used: Zoo; Prison and now it is a museum. Muutke teksti laade Teine tase Kolmas tase Neljas tase Viies ta...
PRESENT SIMPLE – lihtolevik – PIKAAJALINE SEISUND VÕI TEGEVUS I like Chinese food. Mulle meeldib hiina toit. You like classical music. Sulle meeldib klassikaline muusika He likes riding. Talle meeldib ratsutada. She likes cooking. Talle meeldib süüa teha. We like living in a flat. Meile meeldib korteris elada. They like eating out on Fridays. Neile meeldib reedeti väljas söömas käia. Do I work efficiently? Kas ma töötan efektiivselt? Do you work for Statoil? Kas sa töötad ...
The European Union (EU) is an economic and political union where are 27 member states drom European continent. The EU operates through a system of independent institutions and decisions are made by the member countries. EUs population is of over 500 million inhabitants which is 7.3% of the world population, there are 23 different languages and for now 17 countries are using EUs common currency Euro. EU was founded after World War II, when Europe was struggeling in social and political devastations. In 1948 a congress in Hague was held to discuss ideas about the development of European political co-operation. There were many important political figures such as Konrad Adenauer and Winston Churchill. On 9th May in 1950 French Minister of Foreign Affairs proposed that France and the Federal Republic of Germany should combine their coal and steel resources and let other European countries join also. From that on, the 9th of May has been cons...
Õppelaen on õpilasele ja üliõpilasele antav riigi tagatud laen hariduse omandamisega kaasnevate kulutuste katmiseks. Õppelaenu seadus sätestab õppetoetuste ja õppelaenu saamise alused, tingimused ja korra, et tagada ligipääs kõrgharidusele ning motiveerida keskhariduse baasil kutsekeskharidust omandavat õpilast ja kõrgharidust omandavat üliõpilast täiskoormusega ja edukalt õppima ning õppekava nominaalkestusega läbima. Õppelaenu on õigus saada Eesti kodanikul või Eesti Vabariigis alalise elamisloa alusel viibival isikul, kelle õpingute kestus õppekava järgi on üheksa kalendrikuud ja enam ning kes: 1) on täiskoormusega õppiv üliõpilane Eesti avalik-õiguslikus ülikoolis või riigi rakenduskõrgkoolis või erakooliseadusealusel tegutsevas eraülikoolis või erarakenduskõrgkoolis 2) õpib täiskoormusega õppes keskhariduse baasil riigi- või munitsipaalkutseõppeasutuses või erakooliseaduse alusel tegutsevas erakutseõppeasutuses või 3) õpib väli...
SAINT JOHN´S CHURCH Tallinn Saint John´s Church The church was built in 1867 Neogothic church organ Renovation of the church Danger of collapsing donations Swedbank-221001159467 SEB bank-1000 200 416 3009
Portugal Referaat Juhendaja: Tallinn 2007 Sisukord: 1. Üldandmed 2. Portugali kaart 3. Geograafiline asend 4. Pinnamood 5. Kliima, taimestik 6. Laamtektoonika, vulkanism 7. Rahvastik Pildid Kasutatud kirjandus Portugal Pealinn: Lissabon Pealinna geograafilised koordinaadid: 38°43 N 9°10 W. Pindala: 92 391 km² Rahvaarv: 10 531 000 Rahvastiku tihedus: 112 in/km² Rahaühik: euro Riigikeel: portugali Lipp: Vapp: Ajavöönd: Lääne-Euroopa ajavöönd. Kellaaja erinevus Eestiga: 2 tundi. Geograafilise asendi kirjeldus: Portugal asub Euroopa kaguosas, Atlandi ookeani rannikul Pürenee poolsaarel. Suurema osa poolsaarest hõlmab Meseta kiltmaa, mida äärestavad 2000-3000 m kõrgused mäed. Kesk-Kordiljeeride mäeahelik jaotab kiltmaa Vana- ja Uus-Kastiiliaks. Poolsaar asub vahemerelise kliima vööndis. Pürenee poolsaarel asuvad ka Hispaania, Andorra ja Gibraltar. Naaberriigid: H...
Pangad ja teenused PANGAD Lae Arveldu Klienditu Krediitkaa Investeerimishoi Pensio n s gi rt us n SEB + + + + + + DANSKE + + + - + + SWEDBAN + + + + + + K BIGBANK + + + - - - LHV + + + + + + Kommertspangad eestis: BIGBANK Citadele Banka Eesti Filiaal Danske Bank A/S Eesti Filiaal DNB Pank Krediitipank LHV Pank Nordea Pank SEB Swedbank Tallinna Äripank Versobank
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Scotland *Scotland is a country in northwest Europe. Capital Edingburgh Population 5.144.200 Patron Saint St.Andrew Monarch Elizabeth 2 Language - English Clans of Scotland · "Clann" means family or children in Gaelic. Each clan was a large group of geographicallyrelated people, theoretically a wideranging family, supposedly descended from one ancestor, and all owing loyalty to the head clan chief. It also included a large group of looselyrelated divisions related families or outside groups, all of whom looked to the clan chief as their head and for their protection . Famous Scottish People William Wallace Rod Stewart King MacBeth Sean Connery Alexander Graham Bell Sir Alexander Fleming James Watt Tartans in Scotland The word 'tartan' is derived from the French 'tiretaine' whic...
Kerli Uue 10.r The Republic of Estonia Estonia is a democratic parliamentary republic divided into 15 counties. The capital and largest city is Tallinn. Estonia's neighbours are Latvia, Russia and Finland. The parliment is named ,,The Riigikogu." The Estonian parliament has 101 members and influences the governing of the state primarily by determining the income and the expenses of the state. The Riigikogu elects and appoints several high officials of the state, including the President of the Republic. The Parliament of Estonia is elected by people for a four year term by proportional representation. The Government of Estonia is formed by the Prime Minister of Estonia, nominated by the president and approved by the parliament. The government exercises executive power pursuant to the Constitution of Estonia and the laws ...
Raha ja pangandus Arvestustöö nr 1 MÕISTED 1. Finantssüsteem (financial system)( )- süsteem, mis koosneb finantsinstitutsioonidest ja finantstoodetest. Finantssüsteemi roll on teenindada reaalsektorit ja toetada viimase arengut. Finantssüsteem pakub reaalmajandusele investeerimisteenuseid, finantseerimisteenuseid, arveldusi ja riskijuhtimisteenuseid. Esmased finantssüsteemi alged on toiminud juba pikka aega. Näiteks krediiti anti põllumajandusele Mesopotaamias 3000 e.m.a. ja pangaalged eksisteerisid Egiptuses 200 e.m.a. Finantssüsteemi on tihtilugu mõistetud ka kui kasutut kõrvalnähtust mis ei loo ühiskonda täiendavat majanduslikku väärtust. Finantsüsteem pakub reaalmajandusele teenuseid, mis on eluliselt tähtsad majanduse pikaajaliseks kasvuks. 2. Finantsinstitutsioon (financial institution)( )- on finantsvahenduse vorm, mis määrab selle, ...
After they had understood that this sentence is an anagram, Sophie remembered that her grandfather liked to create anagrams of famous paintings. When she was young, he took her to visit the Mona Lisa when the museum was closed. She didn't care much of that painting that time. She knew that grandfather had an access to the Mona Lisa, so she decided to go to the painting. She gave car keys to Mr. Langdon, but when he realized why Sophie's granddad told to Sophie to find him, he started to running back to Sophie. Silas looks around the church and finds the rose-line, where to keystone should lie under the obelisk. Sister is standing on balcony and is looking at Silas. Silas had broke the rose-line and found the stone where is number of a bible verse. He runs to look what is in bible. The verse reads: "HITHERTO SHALT THOU COME, BUT NO FURTHER." Sister runs back to her room, where she calls to four telephone numbers, what is given to her fo...
MARTIN POLD 12 Carlisle Street, Leicester, LE3 6AF Mobile: 07762877920 E-mail: [email protected] PERSONAL PROFILE: I am highly motivated person currently running my own small businesses. I have over 10 years experience in customer service setting, enabling me to develop high levels of communication and attention to detail. I am reliable and responsible having previously been entrusted with cash handling and dealing with financial transactions. I also have experience of training other members of staff. KEY SKILLS: Excellent communication and customer service skills Excellent IT skills Accurate and numerate Can work well as part of a team or own initiative Highly motivated and enthusiastic Flexible and adaptable Language skills: Estonian, English, German, Russian, Latin EMPLOYMENT HISTORY: Student Check-In Helper, Pertemps, Sep 2018 Duties: Working for Unite Students, helping to park over 600 cars over 3 days...
Artikkel Artikkel puudub Määrav artikkel Isikunimed: Perekonnanimed mitmuses: Veiko the Tamms Tom Smith the Talvistes Riiginimed, kontinendid: Riigi või piirkonna nimed, mis on mitmuses Estonia või kus on täiendina pärisnimi, kingdom, France state või republic: Asia the United Kingdom = the UK Europe the United States of America = the USA = the US the Republic of Estonia the Estonian Republic the United Arab Emirates ...
Weed Management Handbook Summarized by: Student X Introduction • What is a weed? • Disadvantages and advantages • Seed bank • Different ways to deal with weeds • Resistance of herbicides What is a weed? • Older definitions: -a plant not valued for its use or beauty -a plant whose virtues have yet to be discovered • Modern definitions: -plants that are considered undesirable by producers -unwanted plant which in some way hinders or interfers with human activity. (Crops may at some point also be weeds) Weed disadvantages • Reduces crop yield – weeds and crops have to share resources such as light, water and nutrients • Reduces crop quality and health – increases moisture and disease levels • Delay harvesting – conservation of moisture may delay ripening Beneficial effects of weeds • Valuable indicators • Help against erosion • Many weeds are used as herbs for flavo...
Sõnastik Majandus- ja sotsiaalinstituudi erialadele 1 ability to pay maksevõime 2 abrogate annulleerima 3 accelerate kiirendama, kiirenema 4 access right juurdepääsu õigus 5 accommodation majutamine 6 accord kooskõlastama 7 account arve, aruanne 8 accounting raamatupidamine 9 accounting period arvestusperiood 10 accounting records raamatupidamise dokumendid 11 accumulated debt kogunenud võlg 12 adequate supply piisav varustamine 13 adulterate võltsima 14 advance ettemakse 15 advantage of secrecy ...
RAHVUSVAHELINE OSTU-MÜÜGILEPING Õppeaines: TARNEAHELA HALDAMINE Tallinn 2012 SISUKORD A-1 GOOD SOLD..............................................................................................................................................................5 A-2 CONTRACT PRICE (ART. 4)...................................................................................................................................5 A-3 DELIVERY TERMS..................................................................................................................................................5 A-5 INSPECTION OF THE GOODS BY BUYER (ART. 3)...........................................................................................6 A-6 RETENTION OF TITLE (ART. 7)..............................................................................................................................
Writting a summary I read the following sections of the booklet „Europe. A journal for young people“. The booklet is listed in 7 sections:“ Europe in everday life“; „The European Union- what does this mean exactly?“; „How does the European Union work?“; „What exactly does the EU do?“; „Europe moves on_ the enlargement of the European Union“; „Europe and the wider world“ and „The future of Europe“. ‘Europe is somewhere else.’ This provocative statement opens the first chapter of „Europe. A journal for young people“. It is, of course, not true. As EU citizens, Europe is our home. It affects our lives in many areas. For example: money (euro is a common currency); flying has become much cheaper and safer; the police forces in the EU work closely together and European environmental protection lays down common standards. The second sections provides information about what does the European Union exactly means and when did 28 countries come ...
Riigi üldiseloomustus. Pindala: 449 964 km2 Rahvaarv: 9 174 100 (2007) Pealinn: Stockholm Pealinna elanike arv: Keel: Rootsi Rahaühik: Rootsi kroon (SEK) Rootsi Kuningriik (Konungariket Sverige) paikneb Euroopas Skandinaavia poolsaare idaosas (62° põhjalaiust, 15° idapikkust). Ta piirneb idast Soomega (586 km piiri) ja läänest Norraga (1619 km piiri). Maismaapiiri kogupikkus on 2205 km. Idast ja lõunast piirab Rootsit Läänemeri. Rannajoone pikkus on 3218 km. Rootsi on silla abil ühendatud Taaniga. Looduslikud tingimused: Pinnamood Rootsi 449 964 ruutkilomeetrisest pindalast on 410 934 km² maismaad ja 39 030 km² on sisevete (peamiselt järvede) all. Lääne- ja lõunarannik on sirged ja rannikumeri madalavõitu. Idarannikut liigestavad tugevasti skäärid ja väikesed lahed. Rootsi paikneb geoloogiliselt stabiilsel pinnal, suurem osa maast asub kaljusel Fennoskandia kilbil, jagunedes järgmisteks loodusprovintsideks: Lapimaa, Norrland, Bot...
Introduction and history of the European Union History The European Union is set up with the aim of ending the frequent and bloody wars between neighbours, which culminated in the Second World War. The idea is that countries who trade with one another become economically interdependent and so more likely avoid conflict.The ancestor of the European Union is the European Coal and Steel Community (ECSC) which was created with the Treaty of Paris (1951) and was signed by France, Italy, Belgium, Netherlands, Luxembourg and West Germany (total of 6 countries). European Economic Community (EEC) was created with the Treaty of Rome (1958), establishing a customs union (tolliliit). The European Union (EU) was created by the Maastricht Treaty which came into effect on November 1st 1993. Introduction The European Union (EU) is an economic and political union.EU policies aim to ensure the free movement of people, goods, services, and capital, enact...
Registreerimiskaart Registration form Perekonnanimi Saabumiskuupäev Surname Date of arrival Eesnimi Lahkumise Fist name kuupäev Date of departure Tänav Tasumis viis / Way of payment Street Sularaha/ Cash Voucher Panga üllekanne/Bank Transfer Krediitkaard/ Credit card Valid thru / Nr Postiindeks Toa number/ Room no Postal(zip) code Linn ...
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