Most adults have a bank account. The current account is for general expenses but some people also have a deposit account by which you can earn interest on your money. You can take money out of your bank account by using a cash card. When you use a credit card, you arrange to pay at later time. The main commercial bank offer bank loans for individuals or small businesses. Merchant bank deal with company finance on a larger scale. Banks also offer services such as mortgages, insurance, and buying and selling shares and foreign currency.
Dear Sir, I am writing in response to your advertisment . I would be grateful if you could consider my applications for the vacancy in your Accounts Department. I am eighteen-year-old high school student and am very interested in this position. When i leave school, I plan to study accounting and this would be a perfect opportunity for me to gain some experience. Although I have no formal work experience, I have often helped out in my cousin business, where I have been responsible for accounting. As far as my personality is concerned, I would describe myself as sensible and conscientious. I am sociable person and enjoy working with others as part of team. I also believe that I am capable of working alone and able to use my own initiative. If you wish me to attend an interview, I am available at any time. I also can work in the evienings. Thank you for considering my application. I look forward to hearing from you. ...
Shareholders aktsionärid Management juhtkond workforce tööjõud organisation chart organisatsiooniskeem Board of Directors juhatus/nõukogu Chairperson or President esimees Managing Director majandusjuhataja Chief Executive Officer tegevdirektor Senior managers tippjuht Company officers aktsiaseltsi personal Marketing turundus Public relations avalikud suhted Information technology IT infotehnoloogia Personnel or Human Resources inimressursid Finance rahandus Production tootmine Research and Development uuringu- ja arendustegevus recruit värbama tööjõudud position ametikoht apply for kandideerima letter of application avaldus covering letter avaldus curriculum vitae elulookirjeldus application form avalduse blanket short list/candidates/applicants taotlejad interview intervjuu hire palkama recruitment agency/search firm värbamisfirma retailing jaemüük retailers jaemüüjad shops/...
P9-2A 1. Hinnanguline kulu arvestus (Allowance Method) VARAD OMAKAPITAL Ebatõenäoline Ebatõenäolise laekumine (Allowance laekumise kulu Business transactions / Ostjate maksmata arved for Uncollectib...
VARAD (assets) Käibevarad (Short-Term Assets) Põhivarad (L Ostjate maksmata arved (Accounts Kontoritarbed Seadmed kuupäev Majandustehingute kirjeldus Raha (Cash) receivable) (Office Supplies) (Equipment) + (D) - (K) + (D) - (K) + (D) - (K) + (D) 01.12.2006 ...
TEST on accounting and bookkeeping Translate: 1. raamatupidaja-assistent teeb kandeid päevaraamatusse (3 pts)- bookkeeper records purchase and sale in journals 2. kandma edasi pearaamatusse (2 pts) transfer to ledger 3. raamatupidamisperioodi lõpus (2 pts) at the end of an accounting period 4. vastavad lõppsummad (2 pts) relevant totals 5. 2-kordne kirjendamine (2 pts) double-entry 6. tegema proovibilanssi (2 pts) do a trial balance 7. tõendab kannet/kirjet kontol (3 pts) support or prove an item in an account 8. saatma arvet (2 pts) send invoice 9. säilitama algdokumente (2 pts) retain the documents 10. kviitung kinnitab makset (3 pts) receipt acknowledging payment 11. tegema neid kättesaadavaks (2 pts) make them available? 12. sooritatud ja saadud makse (3 pts) payment made and received 13. analüüsivad finantsk...
Owning a credit card can be a very great thing. Whether buying things online, booking tickets or a hotel room or just needing some emergency cash, having a credit card can be really helpful. However, getting a credit card is also a huge responsibility and if you do not keep an eye on your spendings, you may get into some serious trouble. That raises a question- are credit cards a blessing or a curse? On one hand, credit cards are comfortable and easy to use and they can make buying things much less stressful, because you do not have to carry along huge amounts of cash. Besides, credit cards are really useful in situations where you have an emergency in which you need to buy something, but you just do not have cash with you at the moment. By using a credit card, you can get the thing you need and do not have to worry about money until later. On the other hand, to have a credit card might create a big problem if you do not control your ...
Problem 1 In April 2011, Sony experienced a data breach within their PlayStation Network. It is estimated that the information of 77 million users was compromised. Sources "based on information currently available to Sony, our currently known costs associated with the unauthorized network access are estimated to be approximately 14 billion yen," or about $171 million. http://www.informationweek.com/security/attacks/sony-data-breach-cleanup-to-cost-171-mil/229625379 The attacker said he exploited the Greek Sony website using a SQL injection attack against the site, which was running Internet Information Server (IIS) 6.0 on Windows 2003. SQL injection attacks, which exploit website databases that haven't been patched against known vulnerabilities, are much favored by attackers, in part for their simplicity. http://www.informationweek.com/security/attacks/sony-data-breach-cleanup-to-cost-171-mil/229625379 The details of the users of t...
Fragiilne X sündroom ehk MartinBell sündroom Fragiilne X sündroom FraX sündroom · Teisel kohal kõikidest geneetilistest anomaaliatest, mis põhjustavad vaimse arengu mahajäämust, peale Downi sündroomi · Haigus on vanematelt geneetiliselt ehk pärilikkusega üle kantud · FraX sündroomi kliiniline pilt varieerub sõltuvalt vanusest ja soost Ajalugu · Esmakordselt kirjeldasid 1943.a. Martin ja Bell FraX kromosoom · Ei ole kõigis rakkudes · 450% rakkudes FraX meestel · X kromosoomis on üks osa mitmeid kordi pikem, kui normaalselt just see koht vastutab närvirakkude arengu eest http://www.britannica.com/eb/art-1697 Fra X sündroom · Fra X sündroomiga meestest on 50% vaimse alaarenguga ( edaspidi VAM) · 2...
GLOSSARY Bankruptcy pankrot Erialasõnastik Benefits in kind keskmine hind Break even point tasuvuslävi A Budget eelarve Account aruanne Accounting equation aruande C võrdsustamine Capital kapital Accounting period aruandeperiood Capital allowances rahalised annetused Accounting policies majanduspoliitika Capital budgeting rahalise eelarve Accounting standards raamatupidamise koostamine standardid ...
Gross Domestic Product (GDP) The gross domestic product (GDP) or gross domestic income (GDI) is a measure of a country's overall economic output. It is the market value of all final goods and services made within the borders of a country in a year. It is often positively correlated with the standard of living, alternative measures to GDP for that purpose. · Gross domestic product comes under the heading of national accounts, which is a subject in macroeconomics. Gross National Product Gross national product (GNP), in economics, a quantitative measure of a nation's total economic activity, generally assessed yearly or quarterly. The GNP equals the gross domestic product plus income earned by domestic residents through foreign investments minus the income earned by foreign investors in the domestic market. Gross Domestic Product GDP can ...
FOREST BIOENERGY Outline Introduction: wood as a fuel Main body: diferent wood made energy products Conclusin: summarising the usage References Introduction • Fossil fuels: dominant source of energy. • Biomass accounts about 10% energy supply • Wood- based fuels from fast- growing species. • Forest biomass: reneweable energy • Forest biomass, mainly used in the Nordic countries. Wood based fuels sources •Energy forest •Forest biomass •Recycled wood Wood Biomass • Biologicalmaterial derived from living, or recently living organisms. • Can be used after converting it to various forms of biofuel. • Woodchips • Pellets Bioenergy • Energy produced from biomass. • Electricity, heat, and transportation fuels. • Eesti Energia and bioenergy. Benefits of Biomass • Environmental Benefits • Economic Benefits • Energy Benefits Biofuels • Solid fuels Pellets, briquettes • Liquid fuels Ethanol Bio-d...
90502 Suur-mere 12-4 Estonia, Haapsalu December 17, 2013 James and Mills Co 13, Apple Street England, Manchester Dear Sir/Madam I write this letter to apply for the job I saw advertised in newspaper. I would like to be an employee for Accounts Department. My advisor, teacher Martmets, of the Läänemaa Ühisgümnaasium, highly promoted your company to me as a number one. Please accept this letter and resume as my application for the position. I will graduate from the Läänemaa Ühisgümnaasium in Juny 2014, in Economics department. I considered that my free time, honesty, reliabelity and maturity match with your requirements as employee that's why I am applying for that position. To sum up, I hope my qualifications merit to your consideration. If you would like to schedule and interview or otherwise discuss my interest in position, please e-mail me at [email protected]. Thank you for your time. Sincerely, Taivo Leesment Phone 53308...
Dear Sir/Madam I am writing in reference to the part-time vacancy in your Accounts Department as advertised in the Student News and I would very much like to consider to this vacancy. I am seventeen-year-old high school student and am very interested in this position. I have free time in evenings and I would like to use them to get some experience in working. Altough I have no formal experience, I have often helped out my father in his business, where I have been responsbile for duties such as sharing flyers. As far as my personaility is concerned, I would describe myself as motivated and honest. I am friendly and sociable person and I enjoy working with others as part of a team. I believe, that I would be good candidate for this position. I would be pleased to attend on interview at your convience to disguss my suitability for the position. Thank you for your considiration. Yours faithfully, Elisabeth Rüütel
Report Dear Sir/Madam, I am writing in reply to an ad I saw in the daily newspaper and am applying for the parttime job in the Accounts Department of Your company. I am currently acquiring education in high school and I am more than interested in the position at hand. After leaving school, I plan to study accountancy and this job would give me just the right experience needed to be successful in the occupation. I do not have any work experience yet, though I am sensible, mature, easy to work with and a team player, which makes me perfect for jobs that require working around people and with people. I am also honest and reliable and have no problem taking commands and basically doing anything I am needed for. I would appreciate the oppertunity to visit Your offices for an interview and talk about my qualifications. I am available at any time by telephone or at the above addres...
Dear Sir/Madam, I am writing in response to your advertisment in today's The Thames about the part-time job in accounts department. I am seventeen-year-old high school student and am very interested in this position. When I graduate school I would like to do a similar job to this so I think it would be a great opportunity to gain some work experience. Unfortunately I do not have any formal work experience, but I have been often told that I am good with money and every time my family have inancial problems or when we are willing to take a loan then my parents always ask my opinion so we could work out the best solution for us. As far as my personality is concerned I would describe myself honest, reliable and hard- working. I am a sociable person and I enjoy working with other as part of a team. I am also a quick learner and very good at maths, which I think is quite important for this job. If you wish me to attend an interview, I am avai...
“Your Fitness” Business Plan Prepared May 2012 Contact Information name email phone Your Fitness Business Plan Executive Summary “Your Fitness” it is envisaged, will be the third extension of “The Muscle Shop” company’s development strategy. Extensive research over the last two years has gleaned information to suggest this project would be successful project. The new gym will create a personalized environment for both females and males, for all fitness levels, to pursue their sporting, competition and personal fitness goals. A special focus will be paid by creating heavy weight lifting capabilities and equipment for professional body builders. This new gym facility will serve people in Dublin ……. area which include …………., …………… and …………... The area has a some sports and fitness clubs, however ,”Your Fitness” has the unique ability to cater to all the fitness level form, amateur to professional body bu...
SPECIAL POWER OF ATTORNEY (BANKING) PREAMBLE: This is a MILITARY POWER OF ATTORNEY prepared pursuant to Title 10, United States Code § 1044b, and executed by a person authorized to receive legal assistance from the military services. Federal law exempts this power of attorney from any requirement of form, substance, formality, or recording that is prescribed for powers of attorney by laws of a state, the District of Columbia, or a territory, commonwealth, or possession of the United States. Federal law specifies that this power of attorney shall be given the same legal effect as a power of attorney prepared and executed in accordance with the laws of the jurisdiction where it is presented. KNOW ALL PERSONS: That I, ____________________________________, currently residing at __________________________________________, by this document do make and appoint _____________________...
Schools should provide computers for every student In recent times, captious opinion has appeared referring the use of computers by adolescents and children in education at the primary and high school levels. Internet has become an essential tool for many students. A lot of students like doing researches on their own computers at home, while doing homework or discovering something new for themselves. High school students are often asked to write different essays, letters of reviews on topics they have been studying at school. In addition not all of them have time to deal with homework at home. So if school gave them computers, they could use their free time during breaks to do essential things for their education. Or if school allowed to take computers with them, some people could study even while travelling home. Although computers are a great technological invention for people all around the world, they might have few disa...
Talking points What is Deloitte? History Deloitte in Estonia What is Deloitte? Deloitte is the brand under which tens of thousands of dedicated professionals in independent firms throughout the world collaborate to provide audit, consulting, financial advisory, risk management, and tax services to selected clients. These firms are members of Deloitte Touche Tohmatsu Limited, each member firm provides services in a particular geographic area and is subject to the laws and professional regulations of the particular country in which it operates. Deloitte with approximately 193,000 people worldwide with , is one of the Big Four professional services firms along with PricewaterhouseCoopers, Ernst & Young, and KPMG. , and KPMG Deloitte history In 1845 William Welch Deloitte opened his own ...
KUI OLED OMA ARVUTI PAROOLI UNUSTANUD VÕI TAHAD NIISAMA HÄKKIDA I. Kõigepealt proovi süsteemi sisse saada tavaliste meetodite abil Parool (password) on tähtis turvamehhanism ja ta on vajalik selleks et takistada häkkerite ja muude taoliste tegelinskite mitteautoriseeritud juurdepääsu Sinu süsteemi. Kuid ta võib põhjustada ka üleliigset peavalu ja muid probleeme juhul kui Sa unustasid või kaotasid oma parooli ning seda just administraatori parooli suhtes. Ilma paroolita ei saa Sa oma Windows'isse sisse logida ja Sul tuleb kas oma opsüsteem ümber installeerida või siis kõvaketas formateerida, mis põhjustab aga suurt ajakulu ja olmasolevate andmete kaotsiminekut. Kus hoitakse Sinu paroole ja mis need Windows SAM ja Syskey on? (See osa on infoks ainult). SAM: Niinimetatud SAM (Security Account Manager) on registrifail ja tas asub Windows NT/2000/XP/2003/Vista registri "HKEY_LOCAL_MACHINESAM" h...
Riigi energiamajandus ARVUTITUND Riigi energiamajanduse iseloomustamist alusta tutvumisega atlaste kaartidega. Kasuta ka Maailma atlast, Uut maailma atlast, Kooliatlast ja Õppeatlas 3. 1. Suurbritannia traditsioonilised energiavarad Joonis 1. Maagaasi ja nafta paiknemine Põhjameres. Allikas: http://www.acorn-ps.com/web/image/content/map/sns_map.jpg Joonis 2. Kivisöe kaevandused Suurbritannias. Allikas: The Business at a Glance UK Coal Annual Report and Accounts 2008. http://ukcoal.annualreport2008.com/2008_Highlights/The_Business_at_a_Glance/Default.aspx?id=178 Joonis 3. Traditsioonilised maavarad Euroopas. Allikas: Major mineral fuel resources in Europe, Caucasus and Central Asia Maps and Graphics at UNEP/GRID Arendal. http://maps.grida.no/go/graphic/major-mineral-fuel-resources-in-europe- caucasus-and-central-asia1 Suurbritannias leidub traditsioonilistest energiavarades...
Water creates energy Eduard Kamenski 11a form The world uses energy from many different sources, such as: hydroelectric power, nuclear power plants, solar energy, and wind generated power. There are positive and negative aspects of each source, but which source of energy is best? My opinion is that the best source of energy is water and I'll bring up some facts why do I think so. Hydroelectric power is currently the world's largest renewable source of electricity. It accounts for six percent of the worldwide energy supply or about fifteen percent of the world's electricity. Water has been found to be a major source of energy. Water power is utilized at present mainly as hydro-electricity. It is produced from moving water and from falls with the help of turbines and dynamos. Hydro-electricity has acquired great significance as a source of energy in the country in the present times and is being put to different uses. The following are the...
EESTI ökoloogiline jalajälg Eesti elaniku ökoloogilise jalajälge suurus on 7,9 hektarit. Millega tegeleb riik? 1. Toituainete tootmine 2. Puidu- ja metallitööstus 3. Elektri-ja soojatootmine 4. Põlevkivitööstus Süsiniku osakaal 2,79 gha / inimese kohta Põllupinna osakaal 0,84 gha / inimese kohta Karjamaa osakaal 0,14 gha / inimese kohta Metsa osakaal 2,37 gha / inimese kohta Kalapüügi territooriumi osakaal 0,08 gha / inimese kohta Täisehitatud maa osakaal 0,18 gha / inimese kohta Kaevandused tegeleb põlevkivivarude jätkusuutliku kaevandamisega, selleks et varustada elektri- ja õlitootjaid kütuse ja toorainega. Meie suure jalajälje põhipõhjus peitub põlevkivienergeetikas, mis tekitab suure hulga süsihappegaasi. Kuid peale selle on suure jalajäljenäidu taga ka nn. autostumine ning meie läänelikud tarbimisharjumused. Kas rii...
Varad/Assets = KOHUSTISED / LIABILITIES + OMAKAPITAL/OWNER'S EQUITY Pikaajalised Põhivara / kohustised / Kuupäev / ...
European Environmental Databases 2018 Homework deadline: Friday, Nov 30th 13:00pm Send to: [email protected] NB! Homework delivered after the deadline will NOT be considered for evaluation and will be marked as ,,not passed". 1. According to the Land Accounts data viewer (Corine Land Cover), has the total area of non-irrigated arable land (code 211) increased or decreased in Estonia between 1990 and 2006? By how many hectares? Non-irrigated arable land (code 211) was in Estonia between 1990-2006 638 979 he Non-irrigated arable land (code 211) was in Estonia between 1990-2000 639 341 he It means that code 211 decreased by the 362 he 2. And in Europe? Non-irrigated arable land (code 211) in Europe between 1990-2006 was 113 653 392 he Non-irrigated arable land (code 211) in Europe between 1990-2000 115 822 405 he It means that code 211 decreased by the 2 169 013 he 3. What about Peat bogs (code 412) in Estonia? Increased or decrease...
ABILITY Ex3.clear, laudable, long-term, broad, underlying, Ex1. assessing,doubted, affect, lost, showed, sole, common overestimated ANSWER Ex2..test, use, reflection, confidence, best, lack Ex1. Receive, waiting for, demanded, give, need, Ex3.Natural, mixed, considerable, proven, was average, incredible Ex2. Immediate, honest, final, short, detailed, ACCOUNT correct Ex1. Listened to, keep, provide, accept, Ex3. Knew, have, guess, come up with, provide, corroborated, differ arrived at Ex2. Conflicting accounts, blow-by-blow account, Ex4. Simple, long-term, wrong, only, obvious, clear account, fascinating account, graphic definite account, full account ...
Antibiotics are one of the greatest success stories of modern medicine – they have transformed our lives. But they may now be endangering lives, too. I chose three articles on the issue that dissert the topic of antibiotics in wastewater. To begin with, for years scientists have been aware of the potential problems of antibiotics being present in wastewater. For now, the research of engineering professor Olya Keen is showing that treatments to clean wastewater may actually be creating new antibiotics and further contributing to the development of antibiotic resistance in the environment. Keen is studying doxycycline, one of the widely used class of antibiotics. Their research to date is showing that chlorine used to treat wastewater is actually changing the makeup of the doxycycline and forming new antibiotics. Subsequently, the question arises: how do all the antibiotics find their way into wastewater? Olya Keen answers: ”Those that a...
UNIT 5 National culture riigi kultuur, country culture Hierarchy-subordinates have to report to managers, one person is leader Subordinates- alluvad, persons who report to somebody Authority- right to make decisions and give orders Delegate- edasi andma, give authority to subordinates Initiative- omaalgatuslik, makes decisions without asking their manager Abroad- välismaal, in or to foreign country (2) A minefield-varitsevad ohud, a situation with hidden dangers A pitfall-hädaoht, a likely problem(7) A custom- tava, something done in a society because of tradition (1) Etiquette- etikett, formal rules for polite behaviour in society (3) Scheduled- plaaniline, arranged for a certain time To be a sign of- to show or represent (5) Offensive- solvav, rude or insulting (4) A compliment- something that expresses admiration Sensitive- able to understand others feelings (6) Impossible- võimatu ...
07 October 2009 Work interview 1) Tell me about yourself? Let me introduce myself. My name is .... I am 25 years old, Estonian citizen. I learned in ... Secondary School, where was the direction all ready to the economy . After high school I studied at Estonian University of Life Sciences bookkeeping. I am active in sports and my hobbies are climbing and skiing. I have an optimistic feel of life and a good sense of humour. 2) Why I should hire you? I am very interested to work in your company. I have worked in several places and have some experience in different kind of works that needs an open mind and even "out of the box" thinking. I m not afraid of difficulties and stress filled work. I have recommendations from Sampo Pank and Elion, were I worked during summer holidays. 3) How did you hear about us? Aft...
5c’s of Credit When you apply for a loan, the lender will evaluate your request in order to determine whether or not it is a good decision to lend you and your business money. A common evaluation framework is the Five C’s of Credit: capacity, capital, collateral, conditions and character. Capacity refers to your ability to meet the loan payments. The prospective lender will want to know exactly how you intend to repay the loan. The lender will consider the cash flow from the business, the timing of repayment, and the probability of successful repayment of the loan. Lenders will also consider payment history as an indicator of future payment potential. For example, if you have a history of not paying back loans then it becomes more difficult to obtain additional loans. Capital is the money invested in the business and is an indicator of how much is at risk should the business fail. Lender...
ACADEMIC WRITING Presenting arguments and commenting on others' work He advocated capital punishment. Look at these sentences and see if you can deduce how the structure is used. From contemporary accounts of his research, we can infer that results were slower to come than he had anticipated. His work complements hers. His work overlaps hers. His work is empirical/ ambiguous/ coherent/ comprehensive/ authoritative. Talking about figures and processes Arbitrary based on chance rather than a plan or a particular reason. Figures that deviate from the norm are different from what is typical. If statistics distort the picture, they give false impression. If you refer to the incidence of something (e.g. dyslexia), you are referring how often it occurs in the population. If something (e.g. incidence) is predominant, it is the Frequent academic/ every day words Academic verb Everyday verb ...
6. LAHKUMISETAPP 6.1. Vastuvõtupersonali tegevused külastajate hotellist lahkumisel Lahkumine on kliendi külalistsükli viimane etapp. Kliendi hotellikülastuse lõpetab tema väljaregistreerimine ja arveldamine. Hotellides on paika pandud toast välja registreerimise aeg. Tavaliselt loetakse arvestustunniks kella 12. Kui klient ei vabasta oma tuba õigeks ajaks, võib hotell tema arvele lisada tasu toa hilise vabastamise eest. Arusaamatuste vältimiseks kliendi ja hotelli vahel tuleb klienti juba sisseregistreerimisel teavitada toa vabastamisajast. Vastuvõtutöötajad on kohustatud külastajaid informeerima lisanduvatest tasudest hilisel väljaregistreerimisel. Väljaregistreerimise aeg on mõnikord reisigruppidele liiga varane. Puhkereisijad, kelle buss lahkub alles kell 16, ei pruugi soovida oma tube kell 12 vabastada. Sellistes situatsioonides organiseerib hotell klientide pagasi kas ühte hotellituppa või pagasiruumi ning selle eest lisatasu e...
Identity theft The Estonian Information Technology College Social, Professional and Ethical Aspects of Information Technology 18.10.2016 The purpose of this paper is to raise awareness about the threats associated with Identity theft. I will talk about the different types of identity theft, the most common way they take place and what consequences they might have. I will also talk about some of the examples and point out actions everyone can take to minimize the chance of becoming a victim of an identity theft. What is Identity theft Identity theft is defined as the deliberate use of someone else's identity, usually as a method to gain a financial advantage or obtain credit and other benefits in the other person's name, and perhaps to the other person's disadvantage or loss. The person whose identity has been assumed may suffer adverse consequences if they are held responsibl...
Study questions on chapter 1 Stonehenge - is pre-historical moument located in the English county of Wiltshire. 2400 BC 22 000 BC. It is composed of a circular setting of large standing stones. The site and its surroundings were added to the UNESCO's list of World Heritage Sites in 1986 Celtic Invasion It begun about 500 years BC. Celts brought iron with them to Britain (and pagan traditions). But it is belived that there was never an organized Celtic invasion.(Celts were too fragmented to make it happen) Iron Celts brought iron with them into Great Britain which made some big changes. Iron is stronger then bronze and iron ore is more common(it made tools and weapons better). One of the interesting innovations that they brough to Britain was the iron plough which changed a lot about the farming(made it easier). Iron changed trade and fostered local independence. Hadrian's wall was a defensive forti...
Eelarve Sisesta kuu Sisesta nimi Sissetulek Kulud Fikseeritud kulud Palk 1 4 Rent/eluasemelaenu maksed 1 Palk 2 0 Kodu kindlustus 0 Intressitullu 0 Kinnisvara maksud 0 Dividenditulu 0 Autoliising/laen 1 0 Komisjonitasud 0 Autoliising/laen 2 0 Boonused 0 Auto kaskokindlustus 0 Tips 0 Auto liikluskindlustus 0 Kingitused 0 Elukindlustus 0 Maksude tagastused ...
The square in front of Tallinn's Town Hall functioned as a marketplace for centuries, dating back to times even before the Town Hall itself was built. Through the years this served as a place of celebrations as well as executions. Today the square remains a cultural focal point for the city. In summer, it's filled with outdoor cafés and is home to countless openair concerts, handicraft fairs and medieval markets. In winter, an annual Christmas Market enchants the crowds on the square, as does the town's Christmas tree (a tradition whose roots stretch back to 1441), which stays up for a month or more. Town Hall Square has also become the traditional centre of the Old Town Days festival, a modern version of a medieval carnival. Traditions from the Middle Ages are kept alive here, including parades, a knights' tournament, a parrotshooting contest and the election of the May Count. Tallinn`s late Gothic Town Hall building is one of...
Guyana Guyana is officially named the Co-operative Republic of Guyana and it is in South America. Its capital is a Georgetown and presdient Bharrat Jagdeo. The population is about 738,000. Guyana is bordered to the east by Suriname, to the south and southwest by Brazil and to the west by Venezuela. It is the third smallest country on the mainland of South America. Culturally it is more associated with the Caribbean than with Latin America and is the only English speaking country in South America. Guyana is an Amerindian word meaning "Land of many waters" beacause of its rain forests dissected by numerous rivers, creeks and waterfalls, including the famous Kaieteur Falls. The country enjoys a diverse, multicultural society, high floral and faunal biodiversity, prize-winning rum, and Demerara sugar. Guyana is a major breeding area for sea turtles and other wildlife. The local climate is tropica...
Thecurriculumvitae STEFANI KASK Personal DualEstonian-Russiannationality, born Tallinn, 27 april 1980. Careergoals Looking forchallenging, intellectuallystimulatingdevelopmentworkinmediajournalism. Wouldtomoveintoteammanagement. Skills IT Office 2010 and Windows XP, Excel, Internet, Powerpoint. Effectivemultitasker good at prioritizingtasks and working on several at once. Experience 2000-now Press Office searchscientist. Nixon Inc, UK. Professional development July 2005FutureexecutivesdevelopmentcourseorganizedbyNixon. January 2003Two-weekcourseinouterculturaltraining at LancasterAssociates, UK. Qualifications 1999-2000Master'sdegreeinJournalism, New York, USA. 1996-1999Bachelor'sdegreein Media Studies, New York University, USA. Languages NativeRussianspeaker, fluent Estonian and English. Interests Asiancooking, designing, volleyball, swimming, kross-countryskiing Jobenquiry DearSir/Madam, I amwritingtoenquire a job at yourcompany. I ...
Sissejuhatus Meriliiliad ehk krinoidid kuuluvad okasnahksete (Echinodermata) hõimkonda, varsokasnahksete (Crinozoa) alamhõimkonda. Neid arvatakse esinevat Kesk-Kambriumis, kindlaid esindajaid on teada Ordoviitsiumist. Meriliiliad on taime meenutava kujuga loomad- sellest ka nimetus meriliiliad [1, 2]. Töös uuritavad lubjakivil olevad meriliiliate fosiilid on pärit Kalana karjäärist. Eksemplaride oletatavaks vanuseks on 435-440 miljonit aastat. Arvatavasti on tegemist üheainsa liigiga seni kirjeldamata perekonnast, mille nimetame siinkohal Kalanacrinus’eks. Siiani ei ole Tartu Ülikooli Geoloogia osakonnas detailselt mõõdetud Kalanast leitud meriliiliate kivistisi, küll aga on leiud märgistatud ja sorteeritud Viirika Mastiku poolt. Detailne liigikirjeldus aitab mõista liigi üldist morfoloogiat. Käesolevas töös antakse ülevaade Kalana Lagerstätte’st leitud meriliiliate ehk krinoidide fossiilidest. Meriliiliad Me...
MAINORI KÕRGKOOL Infotehnoloogia Instituut IKT haldamise ja administreerimise eriala Raido Rinaldi IT-1-Q-E-vil Google Docs Õppematerjal Juhendaja: Kalev Avi, MSc Viljandi 2010 SISUKORD Google Docs SISSEJUHATUS Google Docs võimaldab kasutajatel veebibrauseri kaudu Internetis dokumente koostada, faile Google'i serveris salvestada ja teiste kasutajatega jagada. Võimalik on ka muu kontoritarkvaraga tehtud failide import Google Docsi keskkonda. Sellisel moel on kasutajal virtuaalne kontor, millele pääseb ligi igast Interneti-ühendusega arvutist, milles on Google Docsi toega veebibrauser (näiteks Mozilla Firefox, Opera, Internet Explorer, Safari, Google Chrome). ...
VÕRUMAA KUTSEHARIDUSKESKUS Infotehnoloogia õppetool Süsteemitarkvara aruanne (Windows, Linux, Mac OS X) Juhendajad: 2014 Contents LINUX............................................................................................................................4 PAIGALDAMISE VÕIMALUSED JA SELGITUSED........................................................4 VALITUD SÄTETE PÕHJENDUSED JA SELGITUSED...................................................5 KASUTAJAD, NENDE PAROOLID JA SELGITUSED....................................................14 Kasutajate lisamine ning kustutamine..............................................................................14 ...
This article was downloaded by: [KU Leuven University Library] On: 02 June 2015, At: 06:11 Publisher: Routledge Informa Ltd Registered in England and Wales Registered Number: 1072954 Registered office: Mortimer House, 37-41 Mortimer Street, London W1T 3JH, UK Perspectives: Studies in Translatology Publication details, including instructions for authors and subscription information: http://www.tandfonline.com/loi/rmps20 When `we' are `the other'. Travel books on Romania as exercises in intercultural communication a Rodica Dimitriu a Department of English , Al...
Kordamisteemad õppeaines arvestuse alused 1. Raamatupidamise ajalugu. Kes oli Luca Pacioli? Arvepidamise algus 10 000 a tagasi. Arvepidamise ajalugu sai alguse Lähis-Idast, mil muistste templi preester loendas vara.Vajadus statistilise arvepidamise järele tekkis seoses linnastumise ja riikide tekkega.Arvude märkimine sümbolitena on vanem kui kirjaoskus. Üks esimesi kirjalikke numbrisüsteeme leiutati sumerite poolt 3 000 aastat e.m.a. Kahekordne kirjendamine võeti kasutusele XIV sajandi keskpaiku, mis Goethe pidas inimkonna üheks tänuväärseimaks leiutiseks Luca Pacioli! Teoreetilise aluse sai süsteemikindel arvepidamine 15.sajandi lõpul. Aastal 1494 ilmus Veneetsias matemaatikust frantsiskaani munga Luca Pacioli esimene arvestusalane teos. Pacioli kahekordse kirjendamise traktaat on olnud vundamendiks, millele baseeruvad praktiliselt kõik arvestusalased kirjutised. Sageli nimetatakse Paciolit "Raamatupidamise Isaks" kuigi ta ei leiuta...
TRADERUN MOODUL TRADERUN MODULE BUSINESS PECULIARITIES IN THE EU, RUSSIA AND EASTERN PARTNERSHIP COUNTRIES ÄRI ERIPÄRAD EUROOPA LIIDUS, VENEMAAL JA IDAPARTNERLUSRIIKIDES Lecturers: Ryhor Nizhnikau (responsible) Giorgi Gaganidze, Sergei Proskura, Andres Assor P2EC.00.202 (UT code), RIE 7044 (TLU code) Reading materials: Business peculiarities in Russia Lugemismatejal: Äri eripärad Venemaal Created by Sergei Proskura Tartu 2013 TABLE OF CONTENTS INTRODUCTION ....................................................................................................................................... 3 1. LEGALIZATION OF A COMPANY WITH A FOREIGN OWNER IN RUSSIA ....................................... 4 1.1. Laws ....
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Tundra swans Tundra swans ● Whooper swan, Bewick´s swan and mute swan (laululuik, väikeluik, kühmnokk-luik) Whooper swan ● Large white swan (bigger than bewick) ● Lenght – 140 to 165 cm ● Deep honking call and powerfull fliers ● Require large areas to live in ● Adult birds – feathers entirely white, black feet, mostly black bill ● Pens (females) – slightly smaller than cobs (males) ● Immatures – white mixed with some dull grey feathering; bills – black, large dirty-pink patch ● In Estonia first nesting - 1979 Whooper swan Behaviour of whooper swan ● Pair for life, cygnets stay with them all the winter ● Breffered breeding habitat – wetlands ● Both build the nest ● Male will stand guard over the nest while female incubates ● 4 to 7 eggs Influence of whooper swan ● Much admired in Europe ● National bird ...
XXX ÜLIKOOL XXX INSTITUUT XXX OSAKOND Kaur XXX JÄRVEKAUR JA TEMA KÄITUMINE Referaat Juhendaja: Aleksei XXX Tallinn 2013 Sisukord Üldiselt Järvekaur (Gavia arctica) on kaurlaste sugukonda kuuluv veelind. Järvekaur on hane suurune tumedat värvi lind. Tema selga kaunistavad iseloomulikud valged tähnid. äratuntav on ta veel odaterava noka, pika ja jämeda kaela ning väga lühikese saba järgi. Teda lennus nähes paistavad silma veel teistest lindudest kitsamad tiivad. Kaugemalt võime kuulda järvekauri karedaid madalaid häälitsusi. Levila Järvekaur pesitseb Euraasia ja sageli Alaska lääneosas. Meid on leitud 10 miljoni suuruselt maaalalt. Tegemist on rändava liigiga, keda võib kohata asustamata piirkondades kogu põhjapoolkeral. Talvitub merel või suurtel järvedel Euroopas, Aasias ja Põ...
The Use of the Telephone in Relation to Customer Service **Telephone skills are the most important aspect of being successful in a call center job. When you work on the phone all day as a customer service representative, the telephone is the one and only tool that will make or break your success. The phone is probably the most used tool in modern business. **Answering the phone professionally The rules for answering a telephone are simple but they need to be continually reviewed and practised. Following are the most basic ones, which should always be employed. 1. Use the four answering courtesies: · Greet the caller · State your organisation (or department) · Introduce yourself · Offer your help "Good afternoon, Accounts, Andrew Batt speaking. How may I help?" 2. Show enthusiasm when you answer. Help make the caller feel welcome A tired voice lacking in enthusiasm is very unappealing and reflects on the professionalism...
road signs All speed limit signs in the Republic changed to the metric system in 2005. Some direction signs still show distance in miles so tourists often mix them up. There are usually about 10 signs or more on one post , and its really hard to see them when driving, so tourists disturb traffic quite often when slowing down to read the signs All the signs are multilingual ,due to high percentage of English speakers Forests Ireland has only about 8 % of his whole land covered with forests. Centuries ago people cut the forests and didn't think about the future so nowadays there is mostly peat ( turvas) which Ireland uses to produce energy. Economy Ireland had a big economic boom in the late 20'th century, but now the Republic of Ireland is ranked the second wealthiest per capita country in the European Union. Education in Ireland is free at all levels, including college. The construction sector, which is inherently cyclical in nature, ...
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